First Charter Bank President to Present at the SunTrust Robinson Humph

    Business Editors
    SunTrust Robinson Humphrey 34th Annual Institutional Investor
    Conference

    CHARLOTTE, N.C.--(BUSINESS WIRE)--April 4, 2005--First Charter Corporation (NASDAQ: FCTR) today announced that Bob James, President and Chief Executive Officer of First Charter Bank, will participate in the SunTrust Robinson Humphrey 34th Annual Institutional Investor Conference in Atlanta on April 11, 2005. His presentation is scheduled for 9:05 am Eastern Time.
    The SunTrust Robinson Humphrey Conference represents the third investment conference in which First Charter has participated this year. "We are making a consistent effort in 2005 to share our growth strategy with the investment community," James said. "We look forward to articulating our strategic vision and long-term objectives, and to sharing our plans to leverage the First Charter community banking model in the marketplace."
    The presentation may be accessed through the First Charter website at www.FirstCharter.com under "Investor Relations". The "Investor Relations" section may be found by following the link provided in the "About First Charter" section of the website. Participants are encouraged to log-on at least fifteen minutes prior to the start of the presentation in order to register and download any necessary software. A replay of the presentation will be available on the First Charter website for 30 days following the presentation.

    Corporate Profile

    First Charter Corporation is a regional financial services company with assets of $4.4 billion and is the holding company for First Charter Bank. First Charter operates 53 financial centers, seven insurance offices and 110 ATMs located in 18 counties throughout the piedmont and western half of North Carolina. First Charter also operates mortgage origination offices in Raleigh, NC and Reston, VA. First Charter provides businesses and individuals with a broad range of financial services, including banking, financial planning, funds management, investments, insurance, mortgages and a full array of employee benefit programs. Additional information about First Charter may be found by visiting www.FirstCharter.com or by calling 1-800-601-8471. First Charter's common stock is traded under the symbol "FCTR" on the Nasdaq National Market.

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CONTACT: First Charter Corporation Charles A. Caswell, 704-688-1112 Jan H. Hollar, 704-688-4467

KEYWORD: VIRGINIA SOUTH CAROLINA NORTH CAROLINA INDUSTRY KEYWORD: BANKING TRADESHOW PRODUCT SOURCE: First Charter Corporation

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