Intersections Unveils New Tool for Small Business Owners' Personal and Business Credit Management

Intersections Inc.:

SBGUARDIAN(SM) CREDIT ESSENTIALS(R) Combines Information from All
Three National Credit Reporting Agencies and the Leading Business
Information Provider to Help Small Business Owners Manage and Monitor
Their Credit

Recognizing the inextricable link between a small business owners'personal and business credit, Intersections Inc. (NASDAQ:INTX) hasintroduced SBGUARDIAN(SM) CREDIT ESSENTIALS(R). The SBGUARDIAN CREDITESSENTIALS service provides small business owners with comprehensivesolutions for managing both their personal and business credit and hasbeen launched at the special promotional price of $14.95 per month forthe first six months.

As a leader in identity management solutions, Intersectionsextends its reach with a breakthrough service that combines consumercredit analysis, monitoring and notification services using data fromAmerica's primary consumer credit reporting agencies and the leadingbusiness information provider.

According to a recent RoperASW survey, 60% of small businessowners recognize the importance of credit monitoring, yet less thanhalf have a systematic solution for doing so. According to the survey,70% of businesses with six to ten employees do not even know theirbusiness credit rating.

"For individually-owned small businesses with fewer than 20employees, the lines between personal and business credit are notalways distinct," said Michael Stanfield, CEO of Intersections Inc."Any unanticipated event, like a large cancelled order or delayedpayment, can have a ripple effect from the small business to theowners' personal cash flow, disrupting business and personal creditrelationships. It's critical that small business owners monitor,evaluate, and protect their credit standing--personally andprofessionally--just as they protect other business assets."

SBGUARDIAN CREDIT ESSENTIALS service (www.sbguardian.com) givesthe small business owner access to his or her company's credit profileand alerts them to questionable or potentially damaging changes. Thisreport allows small business owners to see how potential lenders orbusiness partners evaluate their company, including details about itsoperations, profitability and stability. To complete the robustservice, the SBGUARDIAN CREDIT ESSENTIALS service also provides accessto the company's credit score and rating, and resources to promotegrowth.

Personal credit monitoring and alerts from Intersections'SBGUARDIAN CREDIT ESSENTIALS service give small business owners thetools they need to detect errors and inaccuracies in their individualcredit reports, or to spot suspicious activities that could indicateidentity theft or fraud. The 3-in-1 Personal Credit Report includes acomprehensive side-by-side credit history from Equifax(R), Experian(R)and TransUnion(TM), providing the business owner a snapshot of his orher personal credit information and credit scores from each of thethree national credit reporting agencies. The service providesmonitoring for activity at all three credit bureaus every business dayand alerts are sent to the small business owner when new accounts areopened, inquiries are made, address changes are reported, and changesto existing accounts and to public records are reported.

"Knowing how others view the financial profile and credit riskassociated with a company is critical for any small business owner tounderstand," added Stanfield. "Credit information helps potentiallenders and others evaluate a firm's credit worthiness. A poor creditrating can increase a company's borrowing costs or reduce access tocapital for the business or in some cases for the business owner."

Additional services include the Credit Analyzer, an interactive"What if?" tool that allows the small business owner to evaluate thepotential effect that certain financial decisions could have on theirpersonal credit score; and Quarterly Credit Updates which summarizechanges in the personal credit files. The SBGUARDIAN CREDIT ESSENTIALSservice also provides identity theft insurance for certain expenses upto $20,000 at no additional cost to the subscriber and assistancethrough the Intersections Identity Theft Recovery Unit in the event offraud.

About Intersections Inc.

Intersections Inc. (NASDAQ:INTX) is a leading provider of brandedand fully-customized identity management solutions. By integrating itstechnology solutions with its comprehensive services, Intersectionssafeguards more than 5 million customers. These customers areprimarily received through marketing partnerships and consumer directmarketing of the company's IDENTITY GUARD(R) and SBGUARDIAN(SM)brands. Additionally, Intersections offers pre-employment backgroundscreening through its wholly-owned subsidiary, American BackgroundInformation Services, Inc.

Learn more about Intersections Inc. at www.intersections.com.