Reminder to Medicare Beneficiaries: Enrollment Period for 2012 Medicare Coverage Ends Wednesday, December 7, 2011

People who are eligible for Medicare have only until this Wednesday, December 7 to select their Medicare coverage for the upcoming 2012 plan year. In recent years, the Medicare Annual Election Period (AEP) has run through December 31. This year’s election period started earlier than in past years – in mid-October – and is ending more than three weeks earlier.

Humana Inc. (NYSE: HUM), one of the nation’s largest and most experienced Medicare companies, wants to remind seniors and disabled people who qualify for Medicare coverage about the earlier enrollment deadline. Medicare beneficiaries who are accustomed to waiting until later in December to select their Medicare coverage need to know that time is quickly running out on this year’s AEP. Just like last year, Medicare beneficiaries will not be able to switch plans after the AEP ends (unless they qualify for a special enrollment period), per Medicare program rules.

Humana is once again offering a broad range of cost-effective Medicare Advantage (MA) medical plans and Medicare Prescription Drug Plans (PDP) to people with Medicare.

Medicare Advantage Plans

Humana Medicare Advantage plans include coverage for doctor’s visits, annual routine physical exams, and hospital stays. Humana MA plans also come with a combination of additional benefits not offered with Original Medicare, such as:

• Plans with copayments offering predictable costs that are easy to budget – no matter what health care services are needed
• Prescription-drug coverage (offered with most Humana MA plans), so a separate stand-alone drug plan is not needed
• Health and well-being programs like the popular SilverSneakers fitness program
• Worldwide coverage for emergency care
• Easy access to MyHumana, with information about health benefits in one online location
• Humana’s award-winning and easy-to-use SmartSummary benefits statements

With drug coverage, health-and-wellness offerings and chronic-condition-management programs available with Humana MA plans, enrollees have many choices – including local and regional PPO plans, as well as HMO and Private Fee-For-Service plans. All Humana MA plans also have annual out-of-pocket maximums in 2012, protecting beneficiaries against catastrophic costs. Humana is committed to informing its members of the various benefit and savings options that are available to them for 2012, and will continue doing that throughout this year’s enrollment period.

Prescription Drug Plans

Among Humana’s most popular PDP offerings is the Humana Walmart-Preferred Rx Plan (PDP). More than one million Medicare beneficiaries enrolled in the plan over the past year, before the ongoing AEP. Again in 2012, the plan features the lowest monthly premium in the U.S. – $15.10 – for a plan offered in all 50 states and Washington, D.C.^* Copayments for generic drugs start at just $1 (after deductible) for preferred generic prescriptions filled at any Walmart, Sam’s Club or Neighborhood Market pharmacy. There is a $0 copayment for generic drugs, applicable after the deductible is met, for many prescriptions filled via Humana’s mail-order pharmacy, RightSourceRx^SM .

Well-Being Benefits for Members

Humana is dedicated to supporting its Medicare members on their lifelong pursuit of well-being. As evidence of this commitment, most Humana MA members enjoy access to programs that encourage healthy behaviors such as gym memberships through SilverSneakers or Silver & Fit. Over the long-term, these programs aid members in achieving a greater quality of life.

Also in 2012, all Humana MA members will receive Humana’s award-winning Humana Active Outlook magazine. It’s delivered three times a year and filled with health and well-being information tailored to seniors’ health and fitness needs.

For more information about Humana’s 2012 Medicare offerings, visit www.humana-medicare.com, go to www.medicare.gov, or call toll free 1-800-899-0441. (TTY: 711). Hours are 8 a.m. to 8 p.m., seven days a week.

^*"Centers for Medicare & Medicaid Services.” Click on the "2012 Drug Plan Information - State Fact Sheets” under "Spotlights.” September 2011. http://www.cms.gov/center/openenrollment.asp

About Humana

Humana Inc., headquartered in Louisville, Kentucky, is a leading health care company that offers a wide range of insurance products and health and wellness services that incorporate an integrated approach to lifelong well-being. By leveraging the strengths of its core businesses, Humana believes it can better explore opportunities for existing and emerging adjacencies in health care that can further enhance wellness opportunities for the millions of people across the nation with whom the company has relationships.

More information regarding Humana is available to investors via the Investor Relations page of the company’s web site at www.humana.com, including copies of:

• Annual reports to stockholders
• Securities and Exchange Commission filings
• Most recent investor conference presentations
• Quarterly earnings news releases
• Replays of most recent earnings release conference calls
• Calendar of events (including upcoming earnings conference call dates and times, as well as planned interaction with research analysts and institutional investors)
• Corporate Governance information