The Hartford’s FleetAheadSM To Help School Bus Operators Improve Driving Behavior And Reduce Crashes

The Hartford Financial Services Group, Inc., a leading provider of commercial and personal auto insurance, today unveiled a new suite of technology-based risk management tools to help the company’s commercial fleet customers enhance the safety of their operations.

The Hartford’s FleetAhead^SM offering includes in-vehicle driver feedback technology, loss control services and customized reporting tools to help fleet managers identify ways to improve safety and lower their vehicle operating costs. The Hartford will begin offering FleetAhead to customers of its School Bus Contractors Program this month.

"Improving passenger safety, reducing accidents and controlling costs are key concerns for school bus operators and all commercial fleet managers,” said Scott Stevens, assistant vice president of The Hartford’s Captive & Specialty Programs. "The Hartford is pleased to offer FleetAhead to help our school bus clients find ways to improve safety.”

For the school bus program, The Hartford has selected GreenRoad, a global pioneer in measuring, improving and sustaining safe and fuel efficient driving, as the technology-based service provider. The FleetAhead offering combines GreenRoad’s ability to provide insight into a driver’s risk level with The Hartford’s longstanding consultative approach to loss control. The Hartford and GreenRoad recently announced a two-year non-exclusive strategic alliance focusing on opportunities to help The Hartford's insurance customers improve driver safety and lower vehicle operating costs.

"We are proud to be selected by The Hartford to deliver a core part of the FleetAhead offering for school bus contractors,” said Eric Shishko, senior vice president of global insurance for GreenRoad. "In a fiercely competitive insurance market, The Hartford is taking an innovative leadership approach to serving its clients, helping them proactively manage risk, reduce costs and differentiate themselves in their respective markets.”

Specific components of the FleetAhead offering for The Hartford’s school bus clients include:

• Real-time Analysis and Coaching Technology, provided by GreenRoad’s driving behavior improvement service, can help drivers make corrections as they drive. Feedback is delivered via a simple, non-distracting red-yellow-green LED display that can enable drivers to identify and self-correct risky and inefficient driving maneuvers in the moment and sustain improvement over time through ongoing feedback. This information is available and summarized on GreenRoad’s Web portal, where drivers and fleet managers can get insight into actual driver performance.
• Loss Control Services that can help fleet managers incorporate driving behavior data into their risk management programs. As part of a 12-month plan, a dedicated loss control team helps fleet managers develop baseline metrics and review driver scores monthly, enabling fleet managers to better understand their risks and help them improve their safety programs.
• Reporting and Analytical Tools: The Hartford’s state-of-the-art @venture Risk Management Information System (RMIS) allows risk managers to analyze losses, identify trends and help measure the overall success of their risk management programs.

Initially, The Hartford will offer FleetAhead exclusively to its School Bus Contractors Program customers through Capacity Coverage of New Jersey, a leading insurance brokerage for the school bus industry.

"The school bus industry is entrusted with the safety of millions of children each day, so driver skill and performance are of the utmost importance.” said Jeff Carlson, executive vice president at Capacity. "We are pleased to present FleetAhead to our school bus clients who are continually looking for innovative ways to enhance the safety of their operations.”

For more information about FleetAhead, visit www.thehartford.com/fleetahead or contact info@fleetahead.com.

About GreenRoad

GreenRoad is the pioneer and world’s leading provider of a comprehensive service to improve driving behavior. GreenRoad helps commercial fleets, insurers and consumers measure, improve and sustain safe and fuel-efficient driving behavior. The service integrates real-time, in-vehicle feedback, coaching, reporting and risk analysis tools to empower drivers to improve immediately. GreenRoad’s service is cost-effective, automated and fully scalable. Customers typically reduce crashes by up to 50 percent and cut fuel usage and emissions by up to 10 percent. The company is headquartered in Redwood Shores, Calif., with sales offices throughout the U.S. and UK and an R&D Center in Israel. Investors include Benchmark Capital, Virgin Green Fund, Amadeus, Balderton Capital and DAG Ventures. For more information, visit www.greenroad.com.

About Capacity Coverage

Capacity Coverage is the exclusive program administrator for The Hartford’s School Bus Contractors Program. Capacity Coverage is a member of the Capacity Group of Companies. Capacity Group offers an expansive range of customized insurance and financial products, while providing superior customer service for all types of businesses, industries and individuals. The firm is one of the 100 largest insurance brokerage firms in the U.S. and among the top five privately-held brokerage firms in New Jersey. For more information, visit www.capcoverage.com.

About The Hartford

Celebrating nearly 200 years, The Hartford (NYSE: HIG) is an insurance-based financial services company that serves households, businesses and employees by helping to protect their assets and income from risks, and by managing wealth and retirement needs. A Fortune 500 company, The Hartford is recognized widely for its service expertise and as one of the world’s most ethical companies. More information on the company and its financial performance is available at www.thehartford.com.

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Some of the statements in this release may be considered forward-looking statements as defined in the Private Securities Litigation Reform Act of 1995. We caution investors that these forward-looking statements are not guarantees of future performance, and actual results may differ materially. Investors should consider the important risks and uncertainties that may cause actual results to differ. These important risks and uncertainties include those discussed in our Quarterly Reports on Form 10-Q, our 2008 Annual Report on Form 10-K and the other filings we make with the Securities and Exchange Commission. We assume no obligation to update this release, which speaks as of the date issued.