HOUSTON, Feb. 5, 2019 /PRNewswire-PRWeb/ -- All new purchasing buyers and first time home buyers who are looking for a great loan program need to check out the FHA Community Loan Program. Texas Premier Mortgage, a local company specializing in purchase loans throughout the state of Texas, has launched a new specialized, niche mortgage program which only requires a credit score of 580 or above and zero lender fees. This program also allows for easier approval with flexible guidelines compared to conventional mortgage loan options.
The borrower must also meet all other standard FHA credit qualifications, and will need a small down payment of 3.5% which can also be gifted from a relative or employer.
Borrowers will want to start gathering the following upfront checklist: photo id, tax returns for 2 years including W2s, 30 days of their most recent pay stubs, and two months of bank statements.
This loan offers zero lender fees specific with Texas Premier Mortgage, saving clients thousands in closing costs. This loan product also offers the lowest rates available in the market.
"As a Mortgage Broker serving Texas, especially the Houston and Woodlands community, for over 13 years, we've always put a heavy emphasis on finding the newest and best mortgage loan products available," says Steve Head, President and Top Producing Loan Officer at Texas Premier Mortgage. "We think we've done that with this product."
When asked why Texas Premier Mortgage is able to offer such comparatively low rates, Head said, "We're able to offer the lowest wholesale rates directly to the consumer because we skip the 'big banks' and other middlemen, who drive up rates and extra unnecessary fees. Working directly with a Mortgage Broker provides instant access to streamlined rates, and reduced fees. These benefits aren't available through the traditional bank channels."
Texas Premier Mortgage is a BBB Pinnacle Award Winner, and was named the 2018 Best Mortgage Broker in Houston, by Expertise. Steve Head is a U.S. Small Business Administration's Emerging Leaders Graduate and committed to the local community offering personalized customer service.
Head stresses that working with Texas Premier Mortgage isn't just about low rates. "We work hard to create real relationships with our clients."
To learn more about Texas Premier Mortgage, their loan products and how they can help you today, visit http://www.txpremiermortgage.com.
Texas Premier Mortgage
ABOUT TEXAS PREMIER MORTGAGE
Texas Premier Mortgage offers purchase, refinance, and home equity loans in Houston and the surrounding areas. Their goal is to provide clients with the best rates and the lowest fees, combined with award-winning service. The company offers Conventional, FHA, VA, Jumbo, and USDA mortgage loans. They constantly seek the newest and best mortgage programs on the market. To learn more, visit http://www.txpremiermortgage.com.
SOURCE Texas Premier Mortgage