Simmons First National (SFNC) Q2 Earnings: Taking a Look at Key Metrics Versus Estimates

For the quarter ended June 2025, Simmons First National (SFNC) reported revenue of $214.18 million, up 8.6% over the same period last year. EPS came in at $0.44, compared to $0.33 in the year-ago quarter.The reported revenue represents a surprise of +0.37% over the Zacks Consensus Estimate of $213.4 million. With the consensus EPS estimate being $0.40, the EPS surprise was +10%.While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.Here is how Simmons First National performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:Total nonperforming assets: $166.72 million versus the two-analyst average estimate of $167.23 million.Efficiency Ratio: 62.8% versus the two-analyst average estimate of 63%.Net Interest Margin: 3.1% compared to the 3% average estimate based on two analysts.Total nonperforming loans: $157.16 million versus the two-analyst average estimate of $156.93 million.Total interest earning assets (FTE) - Average Balance: $23.33 billion versus the two-analyst average estimate of $23.37 billion.Annualized net charge offs to average loans: 0.3% versus the two-analyst average estimate of 0.3%.Net Interest Income - FTE: $178.25 million compared to the $175.27 million average estimate based on two analysts.Total Non-Interest Income: $42.35 million compared to the $44.73 million average estimate based on two analysts.Net Interest Income: $171.82 million versus $168.65 million estimated by two analysts on average.View all Key Company Metrics for Simmons First National here>>>Shares of Simmons First National have returned +7.1% over the past month versus the Zacks S&P 500 composite's +4.2% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.Zacks' Research Chief Picks Stock Most Likely to "At Least Double"Our experts have revealed their Top 5 recommendations with money-doubling potential – and Director of Research Sheraz Mian believes one is superior to the others. Of course, all our picks aren’t winners but this one could far surpass earlier recommendations like Hims & Hers Health, which shot up +209%.See Our Top Stock to Double (Plus 4 Runners Up) >>Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report Simmons First National Corporation (SFNC): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).Zacks Investment ResearchWeiter zum vollständigen Artikel bei Zacks Weiter zum vollständigen Artikel bei Zacks