Compared to Estimates, FinWise Bancorp (FINW) Q1 Earnings: A Look at Key Metrics

FinWise Bancorp (FINW) reported $22.09 million in revenue for the quarter ended March 2025, representing a year-over-year increase of 13.5%. EPS of $0.23 for the same period compares to $0.25 a year ago.The reported revenue represents a surprise of -2.21% over the Zacks Consensus Estimate of $22.59 million. With the consensus EPS estimate being $0.25, the EPS surprise was -8.00%.While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.Here is how FinWise Bancorp performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts: Efficiency ratio: 64.8% versus the two-analyst average estimate of 64.3%. Net interest margin: 8.3% compared to the 9.8% average estimate based on two analysts. Total Interest Earning Assets: $700.50 million compared to the $656.54 million average estimate based on two analysts. Non-Performing Loans: $29.88 million compared to the $46.24 million average estimate based on two analysts. Net charge offs to average loans: 1.9% versus the two-analyst average estimate of 2.6%. Total Non-Interest Income: $7.81 million compared to the $6.57 million average estimate based on two analysts. Net interest income: $14.28 million versus $15.98 million estimated by two analysts on average. View all Key Company Metrics for FinWise Bancorp here>>>Shares of FinWise Bancorp have returned -9.4% over the past month versus the Zacks S&P 500 composite's -0.2% change. The stock currently has a Zacks Rank #1 (Strong Buy), indicating that it could outperform the broader market in the near term.Only $1 to See All Zacks' Buys and SellsWe're not kidding.Several years ago, we shocked our members by offering them 30-day access to all our picks for the total sum of only $1. No obligation to spend another cent.Thousands have taken advantage of this opportunity. Thousands did not - they thought there must be a catch. Yes, we do have a reason. We want you to get acquainted with our portfolio services like Surprise Trader, Stocks Under $10, Technology Innovators,and more, that closed 256 positions with double- and triple-digit gains in 2024 alone.See Stocks Now >>Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report FinWise Bancorp (FINW): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).Zacks Investment ResearchWeiter zum vollständigen Artikel bei Zacks Weiter zum vollständigen Artikel bei Zacks