Affirm GMV Jumps 43% in Fiscal Q4

Affirm (NASDAQ:AFRM) reported its earnings for the quarter ending June 30, 2025, on August 28, 2025. The company delivered strong results in Q4 fiscal 2025, highlighted by a return to profitability. Earnings per diluted share reached $0.20, reversing a loss of $0.14 per share in the same quarter last year. Revenue climbed to $876 million, up from $659 million a year earlier, exceeding the high end of analyst estimates for revenue. Gross merchandise volume reached $10.4 billion, well above previous company guidance. The quarter stood out for growth in key operating metrics and expanding profitability margins.Affirm is a financial technology company that lets consumers pay for purchases over time using installment loans, often at a 0% annual percentage rate (APR). Its platform combines payment technology, partnerships with merchants, and risk assessment algorithms to power its buy-now-pay-later service. For shoppers, Affirm offers an alternative to credit cards. For merchants, it provides a way to boost sales and customer satisfaction by enabling point-of-sale financing.Recently, Affirm has focused on expanding its merchant and consumer network, growing its product lineup, and investing in technology. The company relies on advanced risk management and new checkout options, such as the Affirm Card, which is both a physical and virtual payment card, and adaptive digital checkout tools. Key success factors include growing transaction volume, managing credit risk, maintaining strong merchant partnerships, and operating efficiently through automation powered by artificial intelligence.Continue readingWeiter zum vollständigen Artikel bei MotleyFool Weiter zum vollständigen Artikel bei MotleyFool