Amerant Bancorp (AMTB) Q1 Earnings: How Key Metrics Compare to Wall Street Estimates

Amerant Bancorp Inc. (AMTB) reported $105.43 million in revenue for the quarter ended March 2025, representing a year-over-year increase of 14%. EPS of $0.24 for the same period compares to $0.32 a year ago.The reported revenue compares to the Zacks Consensus Estimate of $102.39 million, representing a surprise of +2.97%. The company delivered an EPS surprise of -40.00%, with the consensus EPS estimate being $0.40.While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.Here is how Amerant Bancorp performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts: Efficiency Ratio: 67.9% versus 69.2% estimated by three analysts on average. Net interest margin: 3.8% compared to the 3.7% average estimate based on three analysts. Net charge-offs / Average total loans held for investment: 0.2% versus 0.4% estimated by three analysts on average. Average Balances - Total interest-earning assets: $9.29 billion compared to the $9.26 billion average estimate based on two analysts. Noninterest income: $19.53 million versus the three-analyst average estimate of $18 million. Net interest income: $85.90 million versus the three-analyst average estimate of $84.39 million. View all Key Company Metrics for Amerant Bancorp here>>>Shares of Amerant Bancorp have returned -10.3% over the past month versus the Zacks S&P 500 composite's -6.6% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.7 Best Stocks for the Next 30 DaysJust released: Experts distill 7 elite stocks from the current list of 220 Zacks Rank #1 Strong Buys. They deem these tickers "Most Likely for Early Price Pops."Since 1988, the full list has beaten the market more than 2X over with an average gain of +23.9% per year. So be sure to give these hand picked 7 your immediate attention. See them now >>Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report Amerant Bancorp Inc. (AMTB): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).Zacks Investment ResearchWeiter zum vollständigen Artikel bei Zacks Weiter zum vollständigen Artikel bei Zacks