Associated Banc-Corp (ASB) Reports Q2 Earnings: What Key Metrics Have to Say

For the quarter ended June 2025, Associated Banc-Corp (ASB) reported revenue of $366.98 million, up 12.7% over the same period last year. EPS came in at $0.65, compared to $0.52 in the year-ago quarter.The reported revenue compares to the Zacks Consensus Estimate of $362.81 million, representing a surprise of +1.15%. The company delivered an EPS surprise of +4.84%, with the consensus EPS estimate being $0.62.While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.Here is how Associated Banc-Corp performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:Average Balance - Total earning assets: $40.07 billion compared to the $39.56 billion average estimate based on three analysts.Net Interest Margin: 3% compared to the 3% average estimate based on three analysts.Annualized year-to-date net charge offs (recoveries) to year-to-date average loans: 0.2% versus 0.2% estimated by three analysts on average.Total nonperforming assets: $148.17 million versus $161.65 million estimated by two analysts on average.Adjusted efficiency ratio: 57.2% compared to the 56.4% average estimate based on two analysts.Net Interest Income (FTE): $304.23 million compared to the $296.03 million average estimate based on three analysts.Bank and corporate owned life insurance: $4.14 million compared to the $4.33 million average estimate based on three analysts.Capital markets, net: $5.77 million compared to the $4.36 million average estimate based on three analysts.Mortgage banking, net: $4.21 million versus $3.74 million estimated by three analysts on average.Card-based fees: $11.2 million versus $11.03 million estimated by three analysts on average.Service charges and deposit accounts fees: $13.15 million versus the three-analyst average estimate of $12.92 million.Wealth management fees: $23.03 million versus $22.43 million estimated by three analysts on average.View all Key Company Metrics for Associated Banc-Corp here>>>Shares of Associated Banc-Corp have returned +8% over the past month versus the Zacks S&P 500 composite's +5.7% change. The stock currently has a Zacks Rank #2 (Buy), indicating that it could outperform the broader market in the near term.7 Best Stocks for the Next 30 DaysJust released: Experts distill 7 elite stocks from the current list of 220 Zacks Rank #1 Strong Buys. They deem these tickers "Most Likely for Early Price Pops."Since 1988, the full list has beaten the market more than 2X over with an average gain of +23.5% per year. So be sure to give these hand picked 7 your immediate attention. See them now >>Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report Associated Banc-Corp (ASB): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).Zacks Investment ResearchWeiter zum vollständigen Artikel bei Zacks Weiter zum vollständigen Artikel bei Zacks