BankUnited (BKU) Q1 Earnings: Taking a Look at Key Metrics Versus Estimates

For the quarter ended March 2025, BankUnited, Inc. (BKU) reported revenue of $255.41 million, up 5.7% over the same period last year. EPS came in at $0.78, compared to $0.64 in the year-ago quarter.The reported revenue compares to the Zacks Consensus Estimate of $261.73 million, representing a surprise of -2.42%. The company delivered an EPS surprise of +5.41%, with the consensus EPS estimate being $0.74.While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.Here is how BankUnited performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts: Net charge-offs to average loans: 0.3% versus 0.2% estimated by two analysts on average. Net Interest Margin: 2.8% versus the two-analyst average estimate of 2.9%. Average Interest-Earning Assets: $33.83 billion versus the two-analyst average estimate of $33.96 billion. Deposit service charges and fees: $5.24 million versus the two-analyst average estimate of $5.20 million. Net Interest Income (FTE basis): $236.59 million versus the two-analyst average estimate of $241.31 million. Other non-interest income: $11.78 million compared to the $12.60 million average estimate based on two analysts. Total Non-Interest Income: $22.27 million versus the two-analyst average estimate of $23.84 million. Lease financing: $4.31 million versus $6.04 million estimated by two analysts on average. Net interest income before provision for credit losses: $233.14 million versus the two-analyst average estimate of $237.45 million. View all Key Company Metrics for BankUnited here>>>Shares of BankUnited have returned -1.4% over the past month versus the Zacks S&P 500 composite's -4.3% change. The stock currently has a Zacks Rank #2 (Buy), indicating that it could outperform the broader market in the near term.7 Best Stocks for the Next 30 DaysJust released: Experts distill 7 elite stocks from the current list of 220 Zacks Rank #1 Strong Buys. They deem these tickers "Most Likely for Early Price Pops."Since 1988, the full list has beaten the market more than 2X over with an average gain of +23.9% per year. So be sure to give these hand picked 7 your immediate attention. See them now >>Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report BankUnited, Inc. (BKU): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).Zacks Investment ResearchWeiter zum vollständigen Artikel bei Zacks Weiter zum vollständigen Artikel bei Zacks