Compared to Estimates, First Hawaiian (FHB) Q2 Earnings: A Look at Key Metrics

First Hawaiian (FHB) reported $217.54 million in revenue for the quarter ended June 2025, representing a year-over-year increase of 6.3%. EPS of $0.58 for the same period compares to $0.48 a year ago.The reported revenue compares to the Zacks Consensus Estimate of $213.12 million, representing a surprise of +2.08%. The company delivered an EPS surprise of +18.37%, with the consensus EPS estimate being $0.49.While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.Here is how First Hawaiian performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:Net charge-offs: 0.1% versus the two-analyst average estimate of 0.1%.Total Non-Accrual Loans and Leases: $28.59 million versus $21.6 million estimated by two analysts on average.Net interest margin: 3.1% compared to the 3.1% average estimate based on two analysts.Efficiency Ratio: 57.2% versus the two-analyst average estimate of 58.7%.Average Balance - Total Earning Assets: $21.17 billion compared to the $21 billion average estimate based on two analysts.Total Non-Performing Assets: $28.59 million versus $24.1 million estimated by two analysts on average.Net Interest Income: $163.58 million compared to the $161.99 million average estimate based on two analysts.Net Interest Income (FTE): $164.4 million compared to the $162.59 million average estimate based on two analysts.Total Noninterest Income: $53.96 million versus $51.13 million estimated by two analysts on average.View all Key Company Metrics for First Hawaiian here>>>Shares of First Hawaiian have returned +1.9% over the past month versus the Zacks S&P 500 composite's +4.6% change. The stock currently has a Zacks Rank #4 (Sell), indicating that it could underperform the broader market in the near term.#1 Semiconductor Stock to Buy (Not NVDA)The incredible demand for data is fueling the market's next digital gold rush. As data centers continue to be built and constantly upgraded, the companies that provide the hardware for these behemoths will become the NVIDIAs of tomorrow.One under-the-radar chipmaker is uniquely positioned to take advantage of the next growth stage of this market. It specializes in semiconductor products that titans like NVIDIA don't build. It's just beginning to enter the spotlight, which is exactly where you want to be.See This Stock Now for Free >>Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report First Hawaiian, Inc. (FHB): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).Zacks Investment ResearchWeiter zum vollständigen Artikel bei Zacks Weiter zum vollständigen Artikel bei Zacks