Finseca: Back-to-School, Back-to-Budget - Financial Planning Tips for a Strong Year Ahead

WASHINGTON, July 30, 2025 /PRNewswire/ -- As backpacks are filled and school buses hit the road, many families find themselves navigating more than just class schedules—they're managing a wave of seasonal expenses, from school supplies and sports fees to tuition payments and childcare. It's the perfect time to re-evaluate your finances and set a clear plan for the months ahead.

Here's how to make the most of back-to-school season with smart financial planning—and why working with a financial professional can make all the difference in your financial future.

1. Revisit (and Refresh) Your Budget
Back-to-school spending is a great reason to review your monthly budget. What recurring costs are new this year? Think school lunches, after-school programs, extracurriculars, and technology needs. Also account for irregular expenses—field trips, seasonal clothes, and last-minute school supplies.

2. Think Beyond the Backpack
Back-to-school season isn't just for students. It's also a powerful reminder to check in on your family's financial health overall:

• Do you have an emergency fund in place?
• Are you saving for college or retirement?
• Have your insurance needs changed?

These are all smart questions to review each fall—and not just on your own.

3. Work with a Financial Security Professional
Just like a teacher guides students to success, a financial coach helps families make informed decisions and stay on track. From helping you manage debt and set goals, to building long-term strategies for education, retirement, and lifetime income, a financial security professional brings experience and perspective.

Working with a financial coach can help you:

• Plan with clarity instead of guesswork,
• Adapt your finances as your family's needs change, and
• Gain confidence that you're preparing for both the expected and the unknown.

Back-to-school is about more than backpacks and books—it's about laying a foundation for the future. Partner with a trusted financial security professional to turn this season into a springboard for smarter spending, stronger planning, and long-term security for your whole family.

About Finseca
At Finseca, we know that financial security improves people's lives and protects their livelihoods and future well-being. We are rising to the challenge of increasing financial security for all. Finseca represents the men and women of the financial security profession who dedicate themselves to delivering financial security to their clients every day.

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SOURCE Finseca