FinWise Bancorp Posts Q2 EPS Beat

FinWise Bancorp (NASDAQ:FINW), a technology-forward banking company known for fintech partnerships and small business lending, reported earnings for Q2 2025 on July 24, 2025. The standout result was GAAP earnings per share of $0.29, outpacing estimates by $0.06. This performance was driven by strong non-interest income. However, GAAP revenue was significantly below analyst forecasts at $14.7 million. Revenue missed expectations by 33.4%. Net interest income was $14.7 million, below the $22.08 million consensus estimate. Asset quality weakened and the net interest margin narrowed, reflecting an ongoing shift to lower-yielding, lower-risk loans. Overall, the quarter demonstrated growth in some core areas, but also highlighted warning signs that investors should watch in coming periods. Source: Analyst estimates for the quarter provided by FactSet. FinWise Bancorp is a Utah-based bank specializing in partnering with fintech companies to deliver specialized loans and payment solutions. It leverages technology platforms and data analytics to reach a broad set of borrowers, with a particular emphasis on U.S. Small Business Administration (SBA) lending and technology-enabled lending programs. Many of its loans are sourced from fintech relationships, and its portfolio is heavily weighted towards small business loans and specialized consumer products.Continue readingWeiter zum vollständigen Artikel bei MotleyFool Weiter zum vollständigen Artikel bei MotleyFool