Glacier Bancorp (GBCI) Q1 Earnings: How Key Metrics Compare to Wall Street Estimates

For the quarter ended March 2025, Glacier Bancorp (GBCI) reported revenue of $222.62 million, up 13.3% over the same period last year. EPS came in at $0.48, compared to $0.29 in the year-ago quarter.The reported revenue compares to the Zacks Consensus Estimate of $225.35 million, representing a surprise of -1.21%. The company has not delivered EPS surprise, with the consensus EPS estimate being $0.48.While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.Here is how Glacier Bancorp performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts: Net interest margin (tax-equivalent): 3% versus the three-analyst average estimate of 3%. Efficiency Ratio: 65.5% compared to the 67.1% average estimate based on three analysts. Non-accrual loans: $32.90 million versus $24.16 million estimated by two analysts on average. Net charge-offs as a percentage of total loans: 0% compared to the 0.1% average estimate based on two analysts. Total non-performing assets: $39.34 million compared to the $32.01 million average estimate based on two analysts. Average Balances - Total earning assets: $25.83 billion versus $25.91 billion estimated by two analysts on average. Total Non-Interest Income: $32.64 million compared to the $32.47 million average estimate based on three analysts. Net Interest Income: $189.98 million versus the three-analyst average estimate of $192.36 million. Gain on sale of loans: $4.31 million compared to the $3.53 million average estimate based on two analysts. Net interest income (tax-equivalent): $193.40 million versus $194.79 million estimated by two analysts on average. View all Key Company Metrics for Glacier Bancorp here>>>Shares of Glacier Bancorp have returned -7.6% over the past month versus the Zacks S&P 500 composite's -5.1% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.Zacks Names #1 Semiconductor StockIt's only 1/9,000th the size of NVIDIA which skyrocketed more than +800% since we recommended it. NVIDIA is still strong, but our new top chip stock has much more room to boom.With strong earnings growth and an expanding customer base, it's positioned to feed the rampant demand for Artificial Intelligence, Machine Learning, and Internet of Things. Global semiconductor manufacturing is projected to explode from $452 billion in 2021 to $803 billion by 2028.See This Stock Now for Free >>Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report Glacier Bancorp, Inc. (GBCI): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).Zacks Investment ResearchWeiter zum vollständigen Artikel bei Zacks Weiter zum vollständigen Artikel bei Zacks