HomeStreet (HMST) Q2 Earnings: How Key Metrics Compare to Wall Street Estimates

For the quarter ended June 2025, HomeStreet (HMST) reported revenue of $48.97 million, up 14.1% over the same period last year. EPS came in at -$0.16, compared to -$0.23 in the year-ago quarter.The reported revenue represents a surprise of +0.87% over the Zacks Consensus Estimate of $48.55 million. With the consensus EPS estimate being $0.05, the EPS surprise was -420%.While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.Here is how HomeStreet performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:Net Interest Margin: 1.9% compared to the 1.9% average estimate based on two analysts.Efficiency Ratio: 93.2% versus the two-analyst average estimate of 96.5%.Net Interest Income: $33.87 million versus $35.59 million estimated by two analysts on average.Net gain on loan origination and sale activities: $3.24 million versus the two-analyst average estimate of $3.54 million.Total noninterest income: $15.1 million versus the two-analyst average estimate of $12.75 million.View all Key Company Metrics for HomeStreet here>>>Shares of HomeStreet have returned +5% over the past month versus the Zacks S&P 500 composite's +4.9% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.5 Stocks Set to DoubleEach was handpicked by a Zacks expert as the favorite stock to gain +100% or more in the months ahead. They includeStock #1: A Disruptive Force with Notable Growth and ResilienceStock #2: Bullish Signs Signaling to Buy the DipStock #3: One of the Most Compelling Investments in the MarketStock #4: Leader In a Red-Hot Industry Poised for GrowthStock #5: Modern Omni-Channel Platform Coiled to SpringMost of the stocks in this report are flying under Wall Street radar, which provides a great opportunity to get in on the ground floor. While not all picks can be winners, previous recommendations have soared +171%, +209% and +232%.Download Atomic Opportunity: Nuclear Energy's Comeback free today.Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report HomeStreet, Inc. (HMST): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).Zacks Investment ResearchWeiter zum vollständigen Artikel bei Zacks Weiter zum vollständigen Artikel bei Zacks