Pacific Premier Bancorp (PPBI) Reports Q2 Earnings: What Key Metrics Have to Say

Pacific Premier Bancorp (PPBI) reported $144.32 million in revenue for the quarter ended June 2025, representing a year-over-year decline of 6.7%. EPS of $0.39 for the same period compares to $0.43 a year ago.The reported revenue represents a surprise of -0.88% over the Zacks Consensus Estimate of $145.6 million. With the consensus EPS estimate being $0.34, the EPS surprise was +14.71%.While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.Here is how Pacific Premier Bancorp performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:Efficiency Ratio: 65.3% versus 68% estimated by two analysts on average.Net interest margin: 3.1% versus the two-analyst average estimate of 3.1%.Total Noninterest Income: $17.57 million versus $20.45 million estimated by two analysts on average.Net interest income before provision for loan losses: $126.76 million versus $125.6 million estimated by two analysts on average.View all Key Company Metrics for Pacific Premier Bancorp here>>>Shares of Pacific Premier Bancorp have returned +6% over the past month versus the Zacks S&P 500 composite's +5.7% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.7 Best Stocks for the Next 30 DaysJust released: Experts distill 7 elite stocks from the current list of 220 Zacks Rank #1 Strong Buys. They deem these tickers "Most Likely for Early Price Pops."Since 1988, the full list has beaten the market more than 2X over with an average gain of +23.5% per year. So be sure to give these hand picked 7 your immediate attention. See them now >>Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report Pacific Premier Bancorp Inc (PPBI): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).Zacks Investment ResearchWeiter zum vollständigen Artikel bei Zacks Weiter zum vollständigen Artikel bei Zacks