Prosperity Bancshares (PB) Q2 Earnings: Taking a Look at Key Metrics Versus Estimates

For the quarter ended June 2025, Prosperity Bancshares (PB) reported revenue of $310.7 million, up 1.9% over the same period last year. EPS came in at $1.42, compared to $1.22 in the year-ago quarter.The reported revenue represents a surprise of -0.58% over the Zacks Consensus Estimate of $312.52 million. With the consensus EPS estimate being $1.40, the EPS surprise was +1.43%.While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.Here is how Prosperity Bancshares performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:Net Interest Margin (Tax Equivalent Basis): 3.2% versus 3.2% estimated by six analysts on average.Efficiency Ratio: 44.8% versus 45.5% estimated by six analysts on average.Net charge-offs to average loans: 0.1% versus 0.1% estimated by five analysts on average.Average balance - Total interest-earning assets: $33.81 billion compared to the $34.23 billion average estimate based on five analysts.Total nonperforming assets: $110.49 million versus $84.42 million estimated by three analysts on average.Total nonperforming loans: $102.61 million versus $75.69 million estimated by three analysts on average.Tier 1 Leverage Capital Ratio: 11.6% compared to the 11.3% average estimate based on two analysts.Tier 1 Risk-based Capital Ratio: 17.1% compared to the 16.8% average estimate based on two analysts.Total Risk-based Capital Ratio: 18.4% versus the two-analyst average estimate of 18.2%.Total Noninterest Income: $42.98 million versus the six-analyst average estimate of $39.52 million.Net Interest Income: $267.72 million versus the five-analyst average estimate of $273.09 million.Net Interest Income (Tax Equivalent Basis): $268.3 million versus the four-analyst average estimate of $274.67 million.View all Key Company Metrics for Prosperity Bancshares here>>>Shares of Prosperity Bancshares have returned +5.2% over the past month versus the Zacks S&P 500 composite's +5.9% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.5 Stocks Set to DoubleEach was handpicked by a Zacks expert as the #1 favorite stock to gain +100% or more in the coming year. While not all picks can be winners, previous recommendations have soared +112%, +171%, +209% and +232%.Most of the stocks in this report are flying under Wall Street radar, which provides a great opportunity to get in on the ground floor.Today, See These 5 Potential Home Runs >>Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report Prosperity Bancshares, Inc. (PB): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).Zacks Investment ResearchWeiter zum vollständigen Artikel bei Zacks Weiter zum vollständigen Artikel bei Zacks