Compared to Estimates, Regions Financial (RF) Q3 Earnings: A Look at Key Metrics

Regions Financial (RF) reported $1.92 billion in revenue for the quarter ended September 2025, representing a year-over-year increase of 7%. EPS of $0.63 for the same period compares to $0.57 a year ago.The reported revenue compares to the Zacks Consensus Estimate of $1.92 billion, representing a surprise of -0.08%. The company delivered an EPS surprise of +5%, with the consensus EPS estimate being $0.60.While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.Here is how Regions Financial performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:Net interest margin (FTE): 3.6% versus 3.6% estimated by six analysts on average.Efficiency Ratio: 57.2% compared to the 56.6% average estimate based on six analysts.Net charge-offs as a percentage of average loans: 0.6% versus 0.5% estimated by five analysts on average.Common Equity Tier 1 ratio: 10.8% versus 10.8% estimated by five analysts on average.Average Balance - Total earning assets: $140.37 billion versus the four-analyst average estimate of $141.18 billion.Non-performing assets: $788 million versus the four-analyst average estimate of $850.99 million.Non-performing loans, including loans held for sale: $770 million versus the three-analyst average estimate of $842.99 million.Leverage Ratio: 9.7% versus the three-analyst average estimate of 9.7%.Tier 1 Capital Ratio: 11.9% versus 11.9% estimated by two analysts on average.Total Non-Interest Income: $659 million versus the six-analyst average estimate of $645.45 million.Net Interest Income: $1.26 billion versus the five-analyst average estimate of $1.27 billion.Net interest income, taxable equivalent basis: $1.27 billion versus $1.29 billion estimated by four analysts on average.View all Key Company Metrics for Regions Financial here>>>Shares of Regions Financial have returned -14.8% over the past month versus the Zacks S&P 500 composite's +0.7% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.5 Stocks Set to DoubleEach was handpicked by a Zacks expert as the #1 favorite stock to gain +100% or more in the coming year. While not all picks can be winners, previous recommendations have soared +112%, +171%, +209% and +232%.Most of the stocks in this report are flying under Wall Street radar, which provides a great opportunity to get in on the ground floor.Today, See These 5 Potential Home Runs >>Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report Regions Financial Corporation (RF): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).Zacks Investment ResearchWeiter zum vollständigen Artikel bei Zacks Weiter zum vollständigen Artikel bei Zacks