Fiserv Q2 Earnings Beat Estimates on Strong Margins, Revenues Miss

Fiserv, Inc. FI delivered mixed second-quarter 2025 results on the back of a robust segmental revenue performance and strong margins.The earnings beat, however, failed to impress the market as the company’s shares declined 15.7% since the release of results on July 23.Fiserv, Inc. Price, Consensus and EPS Surprise  Fiserv, Inc. price-consensus-eps-surprise-chart | Fiserv, Inc. QuoteFI’s adjusted earnings per share of $2.47 beat the consensus mark by 2.5% and rose 16% year over year. Adjusted revenues of $5.2 billion missed the consensus estimate by a slight margin but gained 8.6% on a year-over-year basis.Processing and services revenues of $4.3 billion increased 4% year over year. This falls short of our estimate of $4.5 billion. The product segment’s revenues were $1.2 billion, up 25.3% from the same quarter last year. This exceeds our estimate of $1.1 billion.Merchant Solutions' revenues reached $2.6 billion, a 9.7% increase from the previous year. However, this is below our estimate of $2.8 billion. Revenues of this segment were driven by Clover growth through new products, new markets, new partners and new geographies.Furthermore, continued scaling of the company’s industry-leading distribution, adding new and existing enterprise merchant clients to its Commerce Hub platform, and driving VAS penetration improved the segment’s performance.The Financial Solutions segment reported revenues of $2.6 billion, a 7.2% rise from the year-ago quarter. This exceeds our estimate of $2.5 billion. Strong growth in Zelle transactions, increasing demand for real-time payments, and rising transaction volumes of STAR and ACCEL debit networks drove revenues in this segment.Currently, Fiserv carries a Zacks Rank #3 (Hold). You can see the complete list of today’s Zacks #1 Rank (Strong Buy) stocks here.Recent Earnings SnapshotsIQVIA Holdings Analytics Inc. IQV reported impressive second-quarter 2025 results, wherein earnings and revenues beat the Zacks Consensus Estimate.IQV posted adjusted earnings of $2.81 per share, beating the Zacks Consensus Estimate by 1.8% and rising 6.4% on a year-over-year basis.The top line amounted to $4 billion, which surpassed the consensus estimate by 1.5% and grew 5.3% from the year-ago quarter.Equifax Inc. EFX reported impressive second-quarter 2025 results, wherein earnings and revenues outpaced the Zacks Consensus Estimate.EFX registered adjusted earnings of $2 per share, surpassing the Zacks Consensus Estimate by 4.2% and increasing 9.9% from the year-ago quarter.The company registered revenues of $1.5 billion, beating the consensus estimate by 1.5% and increasing 7.4% on a year-over-year basis.Higher. Faster. Sooner. Buy These Stocks NowA small number of stocks are primed for a breakout, and you have a chance to get in before they take off.At any given time, there are only 220 Zacks Rank #1 Strong Buys. On average, this list more than doubles the S&P 500. We’ve combed through the latest Strong Buys and selected 7 compelling companies likely to jump sooner and climb higher than any other stock you could buy this month.You'll learn everything you need to know about these exciting trades in our brand-new Special Report, 7 Best Stocks for the Next 30 Days.Download the report free now >>Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report Equifax, Inc. (EFX): Free Stock Analysis Report Fiserv, Inc. (FI): Free Stock Analysis Report IQVIA Holdings Inc. (IQV): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).Zacks Investment ResearchWeiter zum vollständigen Artikel bei Zacks Weiter zum vollständigen Artikel bei Zacks