Here's How Much a $1000 Investment in Fiserv Made 10 Years Ago Would Be Worth Today

For most investors, how much a stock's price changes over time is important. This factor can impact your investment portfolio as well as help you compare investment results across sectors and industries.Another thing that can drive investing is the fear of missing out, or FOMO. This particularly applies to tech giants and popular consumer-facing stocks.What if you'd invested in Fiserv (FI) ten years ago? It may not have been easy to hold on to FI for all that time, but if you did, how much would your investment be worth today?Fiserv's Business In-DepthWith that in mind, let's take a look at Fiserv's main business drivers. Founded in 1984, Fiserv Inc. is headquartered in Brookfield, WI. The company provides financial services technology solutions to over 12,000 clients worldwide in the banking, insurance, healthcare and investment industries. Fiserv serves banks, credit unions, leasing and finance companies, investment management firms, billers, retailers, and merchants. The company has grown its business by developing highly specialized products and services and enhancing them, increasing capabilities through innovation, expanding its client base and acquiring complementary businesses. Core focus areas of Fiserv’s business are portfolio management, client relationship value enhancement, operational effectiveness, capital discipline and innovation.Effective in the first quarter of 2024, the company realigned its reportable segments to correspond with changes in its business designed to improve the delivery of its integrated portfolio of products and solutions for financial institution clients. Fiserv’s new reportable segments are the Merchant Solutions segment and the Financial Solutions segment.Merchant Solutions (47% of total revenues in 2024): In this segment, the company provides commerce-enabling products and services to companies of all sizes around the globe.  Clover, a core component of this segment, is an all-in-one point-of-sale system that serves small businesses. Clover revenues increased 27% year over year in the first quarter of 2025 with gross payment volume growing 8%. Its platform offers bespoke solutions for the growth and optimization needs of mid-market businesses. For large enterprises, FI’s Carat platform provides omnichannel commerce, billing and payment solutions.Financial Solutions (46%): The business in this segment provides products and services to financial institutions and corporate and public sector clients across the globe. In doing so, the company assists in enabling the processing of consumer loans and deposit accounts, card transactions, and digital payments.Under the Corporate and Other segment, the company recorded 7% of total revenues in 2024. In 2024, the company generated $20.5 billion in revenues, increasing 7% from the preceding year.Bottom LineWhile anyone can invest, building a lucrative investment portfolio takes research, patience, and a little bit of risk. If you had invested in Fiserv ten years ago, you're probably feeling pretty good about your investment today.According to our calculations, a $1000 investment made in July 2015 would be worth $4,187.24, or a 318.72% gain, as of July 4, 2025. Investors should keep in mind that this return excludes dividends but includes price appreciation.Compare this to the S&P 500's rally of 202.36% and gold's return of 174.82% over the same time frame.Looking ahead, analysts are expecting more upside for FI. We have a Neutral rating on the Fiserv stock, supported by the anticipation of a correction. The stock has gained 6.6% in a year. FI ensures consistent revenue generation through transaction fees and subscriptions in its Merchant Solutions segment. High renewal rates of multi-year contracts aid the top line. The company is also not shy of making buyouts to expand its product portfolio. A solid liquidity position is certainly a green flag for investors. A share repurchase plan, backed by consistent cash flow, is also attractive. However, Fiserv is part of a highly competitive market, which means that it must invest consistently in people and technology. Slower Clover GPV growth dampens investor sentiment. Reluctance to pay dividends is a red flag for the dividend-seeking investors. Shares have gained 6.15% over the past four weeks and there have been 3 higher earnings estimate revisions for fiscal 2025 compared to none lower. The consensus estimate has moved up as well.7 Best Stocks for the Next 30 DaysJust released: Experts distill 7 elite stocks from the current list of 220 Zacks Rank #1 Strong Buys. They deem these tickers "Most Likely for Early Price Pops."Since 1988, the full list has beaten the market more than 2X over with an average gain of +23.5% per year. So be sure to give these hand picked 7 your immediate attention. See them now >>Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report Fiserv, Inc. (FI): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).Zacks Investment ResearchWeiter zum vollständigen Artikel bei Zacks Weiter zum vollständigen Artikel bei Zacks