HomeStreet (HMST) Q1 Earnings: Taking a Look at Key Metrics Versus Estimates

HomeStreet (HMST) reported $45.36 million in revenue for the quarter ended March 2025, representing a year-over-year increase of 9%. EPS of -$0.15 for the same period compares to -$0.29 a year ago.The reported revenue compares to the Zacks Consensus Estimate of $44.39 million, representing a surprise of +2.19%. The company delivered an EPS surprise of -114.29%, with the consensus EPS estimate being -$0.07.While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.Here is how HomeStreet performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts: Net Interest Margin: 1.8% versus 1.9% estimated by two analysts on average. Efficiency Ratio: 102.9% versus 101.2% estimated by two analysts on average. Net Interest Income: $33.22 million compared to the $35.94 million average estimate based on two analysts. Net gain on loan origination and sale activities: $3.22 million versus $2.09 million estimated by two analysts on average. Total noninterest income: $12.14 million versus the two-analyst average estimate of $9.36 million. View all Key Company Metrics for HomeStreet here>>>Shares of HomeStreet have returned +20.1% over the past month versus the Zacks S&P 500 composite's -4.3% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.7 Best Stocks for the Next 30 DaysJust released: Experts distill 7 elite stocks from the current list of 220 Zacks Rank #1 Strong Buys. They deem these tickers "Most Likely for Early Price Pops."Since 1988, the full list has beaten the market more than 2X over with an average gain of +23.9% per year. So be sure to give these hand picked 7 your immediate attention. See them now >>Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report HomeStreet, Inc. (HMST): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).Zacks Investment ResearchWeiter zum vollständigen Artikel bei Zacks Weiter zum vollständigen Artikel bei Zacks