OneMain (OMF) Reports Q1 Earnings: What Key Metrics Have to Say

For the quarter ended March 2025, OneMain Holdings (OMF) reported revenue of $996 million, up 11.2% over the same period last year. EPS came in at $1.72, compared to $1.45 in the year-ago quarter.The reported revenue compares to the Zacks Consensus Estimate of $987.07 million, representing a surprise of +0.91%. The company delivered an EPS surprise of +10.97%, with the consensus EPS estimate being $1.55.While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.Here is how OneMain performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts: Net charge-off ratio (Consumer and Insurance Segment): 7.8% compared to the 8.2% average estimate based on three analysts. Insurance: $110 million versus $114.41 million estimated by five analysts on average. Net Interest Income: $996 million compared to the $987.38 million average estimate based on five analysts. Other income: $41 million versus $42.11 million estimated by five analysts on average. Investment: $26 million versus $22.63 million estimated by five analysts on average. Net interest income after provision for finance receivable losses: $540 million versus the five-analyst average estimate of $523.01 million. Total other revenues: $188 million compared to the $181.35 million average estimate based on five analysts. Gain on sales of finance receivables: $16 million versus the two-analyst average estimate of $5.50 million. View all Key Company Metrics for OneMain here>>>Shares of OneMain have returned +0.6% over the past month versus the Zacks S&P 500 composite's -0.8% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.Zacks Names #1 Semiconductor StockIt's only 1/9,000th the size of NVIDIA which skyrocketed more than +800% since we recommended it. NVIDIA is still strong, but our new top chip stock has much more room to boom.With strong earnings growth and an expanding customer base, it's positioned to feed the rampant demand for Artificial Intelligence, Machine Learning, and Internet of Things. Global semiconductor manufacturing is projected to explode from $452 billion in 2021 to $803 billion by 2028.See This Stock Now for Free >>Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report OneMain Holdings, Inc. (OMF): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).Zacks Investment ResearchWeiter zum vollständigen Artikel bei Zacks Weiter zum vollständigen Artikel bei Zacks