West Coast Community Bank Featured in Bank Director Magazine's 2025 RankingBanking Report

SANTA CRUZ, Calif., Sept. 23, 2025 /PRNewswire/ -- West Coast Community Bank (WCCB), the largest community bank headquartered in California's Central Coast, has received high rankings in Bank Director Magazine's 2025 RankingBanking report. The ranking identifies the top 25 U.S. banks among the 300 largest publicly traded institutions based on 2024 profitability, capital adequacy and asset quality. WCCB received a No. 4 ranking overall and a No. 2 ranking for banks with less than $5 billion in assets. Krista Snelling, WCCB chairman and chief executive officer, also is featured in the RankingBanking report in a story entitled "California Dreaming" that explores the strength of California banks, which make up more than a quarter in this year's Top 25 U.S. banks.

"West Coast Community Bank is committed to helping businesses and communities thrive along the Central Coast and in Silicon Valley," said Krista Snelling. "We are thrilled to have that commitment to excellence and our team's hard work be recognized as one of the best-performing publicly traded banks in the nation in Bank Director's 2025 RankingBanking report."

RankingBanking uses four metrics to assess performance. Profitability is captured by return on equity and return on assets. Asset quality is represented by nonperforming assets. Capital adequacy is a function of a bank's tangible common equity ratio. Banks are scored on each of the four metrics. The scores are then merged into an overall score, which determines the ranking – the lower the score, the higher the rank. Data is based on calendar year 2024 results. For more on the rankings and methodology, visit RankingBanking: The Top U.S. Banks.

ABOUT BANK DIRECTOR
Bank Director reaches the leaders of the institutions that comprise America's banking industry. Since 1991, Bank Director has provided board-level research, peer insights and in-depth executive and board services. Built for banks, Bank Director extends into and beyond the boardroom by providing timely and relevant information through Bank Director magazine, board training services and the financial industry's premier event, Acquire or Be Acquired. For more information, visit BankDirector.com.

ABOUT WEST COAST COMMUNITY BANK
Founded in 2004, West Coast Community Bank (formerly Santa Cruz County Bank and its division, 1st Capital Bank) is the wholly owned subsidiary of West Coast Community Bancorp, a bank holding company. The Bank is a top-rated, locally operated and full-service community bank headquartered in Santa Cruz, Calif. with branches in Aptos, Capitola, Cupertino, King City, Monterey, Salinas, San Luis Obispo, Santa Cruz, Scotts Valley and Watsonville. West Coast Community Bank is distinguished from "big banks" by its relationship-based service, problem-solving focus and direct access to decision makers. The Bank is a leading SBA lender in Santa Cruz County and Silicon Valley. As a full-service bank, West Coast Community Bank offers competitive deposit and lending solutions for businesses and individuals; including business loans, lines of credit, commercial real estate financing, construction lending, asset-based lending, agricultural loans, SBA and USDA government guaranteed loans, credit cards, merchant services, remote deposit capture, mobile and online banking, bill payment and treasury management. True to its community roots, West Coast Community Bank has supported regional well-being by actively participating in and donating to local nonprofit organizations. Visit wccb.com for more information.

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SOURCE West Coast Community Bank