Axis Capital (AXS) Reports Q3 Earnings: What Key Metrics Have to Say

For the quarter ended September 2025, Axis Capital (AXS) reported revenue of $1.64 billion, up 4.1% over the same period last year. EPS came in at $3.25, compared to $2.71 in the year-ago quarter.The reported revenue represents a surprise of +0.71% over the Zacks Consensus Estimate of $1.63 billion. With the consensus EPS estimate being $2.72, the EPS surprise was +19.49%.While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.Here is how Axis Capital performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:Combined Ratio - Total: 89.4% versus the two-analyst average estimate of 95.3%.Combined Ratio - Insurance: 85.9% versus the two-analyst average estimate of 89%.Combined Ratio - Reinsurance: 92.2% versus the two-analyst average estimate of 95.6%.Net loss and loss expense ratio - Total: 58% versus the two-analyst average estimate of 62.6%.Net loss and loss expense ratio - Insurance: 54.9% versus the two-analyst average estimate of 57.4%.General and Administrative Expense Ratio - Reinsurance: 3.2% versus 3.5% estimated by two analysts on average.Acquisition Cost Ratio - Total: 19.7% compared to the 20.6% average estimate based on two analysts.Net premiums earned: $1.45 billion versus the two-analyst average estimate of $1.41 billion. The reported number represents a year-over-year change of +6.2%.Net premiums earned- Insurance Segment: $1.09 billion compared to the $1.05 billion average estimate based on two analysts. The reported number represents a change of +6% year over year.Other insurance related income (loss): $6.59 million compared to the $7.06 million average estimate based on two analysts. The reported number represents a change of -3.6% year over year.Net investment income: $184.9 million versus $211.13 million estimated by two analysts on average. Compared to the year-ago quarter, this number represents a -9.9% change.Net premiums earned- Reinsurance Segment: $366.27 million versus $365.1 million estimated by two analysts on average. Compared to the year-ago quarter, this number represents a +6.8% change.View all Key Company Metrics for Axis Capital here>>>Shares of Axis Capital have returned -7% over the past month versus the Zacks S&P 500 composite's +3.8% change. The stock currently has a Zacks Rank #2 (Buy), indicating that it could outperform the broader market in the near term.#1 Semiconductor Stock to Buy (Not NVDA)The incredible demand for data is fueling the market's next digital gold rush. As data centers continue to be built and constantly upgraded, the companies that provide the hardware for these behemoths will become the NVIDIAs of tomorrow.One under-the-radar chipmaker is uniquely positioned to take advantage of the next growth stage of this market. It specializes in semiconductor products that titans like NVIDIA don't build. It's just beginning to enter the spotlight, which is exactly where you want to be.See This Stock Now for Free >>Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report Axis Capital Holdings Limited (AXS): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).Zacks Investment ResearchWeiter zum vollständigen Artikel bei Zacks Weiter zum vollständigen Artikel bei Zacks