Compared to Estimates, HCI Group (HCI) Q2 Earnings: A Look at Key Metrics

HCI Group (HCI) reported $221.92 million in revenue for the quarter ended June 2025, representing a year-over-year increase of 7.6%. EPS of $5.18 for the same period compares to $4.21 a year ago.The reported revenue represents a surprise of +1.57% over the Zacks Consensus Estimate of $218.5 million. With the consensus EPS estimate being $4.47, the EPS surprise was +15.88%.While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.Here is how HCI Group performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:Net investment income: $16.45 million versus $14.88 million estimated by three analysts on average. Compared to the year-ago quarter, this number represents a -2.6% change.Policy fee income: $1.47 million versus the three-analyst average estimate of $1.95 million. The reported number represents a year-over-year change of +34.7%.Net premiums earned: $200.11 million versus the three-analyst average estimate of $201.18 million. The reported number represents a year-over-year change of +7.1%.Other: $2.57 million compared to the $0.48 million average estimate based on three analysts. The reported number represents a change of +276.4% year over year.View all Key Company Metrics for HCI Group here>>>Shares of HCI Group have returned -0.1% over the past month versus the Zacks S&P 500 composite's +1.2% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.Beyond Nvidia: AI's Second Wave Is HereThe AI revolution has already minted millionaires. But the stocks everyone knows about aren't likely to keep delivering the biggest profits. Little-known AI firms tackling the world's biggest problems may be more lucrative in the coming months and years.See "2nd Wave" AI stocks now >>Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report HCI Group, Inc. (HCI): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).Zacks Investment ResearchWeiter zum vollständigen Artikel bei Zacks Weiter zum vollständigen Artikel bei Zacks