Compared to Estimates, Northwest Bancshares (NWBI) Q3 Earnings: A Look at Key Metrics

For the quarter ended September 2025, Northwest Bancshares (NWBI) reported revenue of $168.17 million, up 20.9% over the same period last year. EPS came in at $0.29, compared to $0.26 in the year-ago quarter.The reported revenue compares to the Zacks Consensus Estimate of $167.1 million, representing a surprise of +0.64%. The company has not delivered EPS surprise, with the consensus EPS estimate being $0.29.While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.Here is how Northwest Bancshares performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:Efficiency Ratio: 79.4% compared to the 65% average estimate based on three analysts.Net interest margin: 3.7% compared to the 3.5% average estimate based on three analysts.Net charge-offs to average loans, annualized: 0.3% compared to the 0.3% average estimate based on two analysts.Average Balance - Total interest-earning assets: $14.87 billion compared to the $14.76 billion average estimate based on two analysts.Total noninterest income/(loss): $32.2 million compared to the $32.47 million average estimate based on three analysts.Net Interest Income (FTE): $136.94 million versus $135.5 million estimated by two analysts on average.Mortgage banking income: $1 million versus $1.1 million estimated by two analysts on average.View all Key Company Metrics for Northwest Bancshares here>>>Shares of Northwest Bancshares have returned +0.4% over the past month versus the Zacks S&P 500 composite's +2.5% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.Beyond Nvidia: AI's Second Wave Is HereThe AI revolution has already minted millionaires. But the stocks everyone knows about aren't likely to keep delivering the biggest profits. Little-known AI firms tackling the world's biggest problems may be more lucrative in the coming months and years.See "2nd Wave" AI stocks now >>Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report Northwest Bancshares, Inc. (NWBI): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).Zacks Investment ResearchWeiter zum vollständigen Artikel bei Zacks Weiter zum vollständigen Artikel bei Zacks