Compared to Estimates, Truist Financial (TFC) Q2 Earnings: A Look at Key Metrics

For the quarter ended June 2025, Truist Financial Corporation (TFC) reported revenue of $4.99 billion, up 0.4% over the same period last year. EPS came in at $0.91, compared to $0.91 in the year-ago quarter.The reported revenue represents a surprise of +0.1% over the Zacks Consensus Estimate of $4.98 billion. With the consensus EPS estimate being $0.92, the EPS surprise was -1.09%.While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.Here is how Truist Financial performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:Net interest margin: 3% versus 3% estimated by six analysts on average.Total nonperforming assets: $1.32 billion compared to the $1.63 billion average estimate based on five analysts.Net charge-offs as a percentage of average loans and leases: 0.5% versus 0.6% estimated by five analysts on average.Book Value Per Share (BVPS): $45.70 compared to the $45.30 average estimate based on five analysts.Average balance - Total earning assets: $480.98 billion versus the five-analyst average estimate of $478.38 billion.Efficiency Ratio: 59.9% compared to the 58.3% average estimate based on four analysts.Total nonaccrual loans and leases: $1.26 billion versus the four-analyst average estimate of $1.56 billion.Tier 1 Leverage Ratio: 10.2% versus the three-analyst average estimate of 10.3%.Tier 1 Capital Ratio: 12.3% compared to the 12.7% average estimate based on three analysts.Total Capital Ratio: 14.3% compared to the 14.9% average estimate based on two analysts.Total Noninterest Income: $1.4 billion compared to the $1.41 billion average estimate based on six analysts.Net interest income (FTE): $3.64 billion versus the five-analyst average estimate of $3.63 billion.View all Key Company Metrics for Truist Financial here>>>Shares of Truist Financial have returned +13.1% over the past month versus the Zacks S&P 500 composite's +5.4% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.5 Stocks Set to DoubleEach was handpicked by a Zacks expert as the favorite stock to gain +100% or more in the months ahead. They includeStock #1: A Disruptive Force with Notable Growth and ResilienceStock #2: Bullish Signs Signaling to Buy the DipStock #3: One of the Most Compelling Investments in the MarketStock #4: Leader In a Red-Hot Industry Poised for GrowthStock #5: Modern Omni-Channel Platform Coiled to SpringMost of the stocks in this report are flying under Wall Street radar, which provides a great opportunity to get in on the ground floor. While not all picks can be winners, previous recommendations have soared +171%, +209% and +232%.Download Atomic Opportunity: Nuclear Energy's Comeback free today.Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report Truist Financial Corporation (TFC): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).Zacks Investment ResearchWeiter zum vollständigen Artikel bei Zacks Weiter zum vollständigen Artikel bei Zacks