Fair Isaac (FICO) Reports Q3 Earnings: What Key Metrics Have to Say

Fair Isaac (FICO) reported $536.42 million in revenue for the quarter ended June 2025, representing a year-over-year increase of 19.8%. EPS of $8.57 for the same period compares to $6.25 a year ago.The reported revenue represents a surprise of +3.4% over the Zacks Consensus Estimate of $518.78 million. With the consensus EPS estimate being $7.73, the EPS surprise was +10.87%.While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.Here is how Fair Isaac performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:Annual Recurring Revenue (ARR) - Platform: $254.2 million compared to the $259.2 million average estimate based on two analysts.Annual Recurring Revenue (ARR) - Total: $739.1 million versus the two-analyst average estimate of $751.23 million.Annual Recurring Revenue (ARR) - Non-Platform: $484.9 million versus $492.03 million estimated by two analysts on average.Revenues- On-premises and SaaS software: $187.92 million versus $188.16 million estimated by four analysts on average. Compared to the year-ago quarter, this number represents a +2.3% change.Revenues- Professional services: $24.19 million compared to the $21.54 million average estimate based on four analysts. The reported number represents a change of +7% year over year.Revenues- Scores: $324.31 million versus the four-analyst average estimate of $309.39 million. The reported number represents a year-over-year change of +34.3%.Revenues- Software: $212.11 million versus the four-analyst average estimate of $209.7 million. The reported number represents a year-over-year change of +2.8%.Revenues- Scores- Business-to-business: $268.48 million compared to the $254.14 million average estimate based on three analysts. The reported number represents a change of +42.2% year over year.Revenues- Scores- Business-to-consumer: $55.83 million versus $54.78 million estimated by three analysts on average. Compared to the year-ago quarter, this number represents a +6% change.Operating Income (loss)- Software: $67.94 million versus $69.33 million estimated by two analysts on average.Operating Income (loss)- Scores: $284.71 million versus the two-analyst average estimate of $269.49 million.View all Key Company Metrics for Fair Isaac here>>>Shares of Fair Isaac have returned -18.3% over the past month versus the Zacks S&P 500 composite's +3.4% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.#1 Semiconductor Stock to Buy (Not NVDA)The incredible demand for data is fueling the market's next digital gold rush. As data centers continue to be built and constantly upgraded, the companies that provide the hardware for these behemoths will become the NVIDIAs of tomorrow.One under-the-radar chipmaker is uniquely positioned to take advantage of the next growth stage of this market. It specializes in semiconductor products that titans like NVIDIA don't build. It's just beginning to enter the spotlight, which is exactly where you want to be.See This Stock Now for Free >>Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report Fair Isaac Corporation (FICO): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).Zacks Investment ResearchWeiter zum vollständigen Artikel bei Zacks Weiter zum vollständigen Artikel bei Zacks