HealthEquity (HQY) Reports Q1 Earnings: What Key Metrics Have to Say

HealthEquity (HQY) reported $330.84 million in revenue for the quarter ended April 2025, representing a year-over-year increase of 15%. EPS of $0.97 for the same period compares to $0.80 a year ago.The reported revenue compares to the Zacks Consensus Estimate of $321.13 million, representing a surprise of +3.03%. The company delivered an EPS surprise of +19.75%, with the consensus EPS estimate being $0.81.While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.Here is how HealthEquity performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts: Total HSA Assets: $31.27 billion versus the three-analyst average estimate of $32.13 billion. Total HSA investments: $14.21 billion versus the three-analyst average estimate of $14.46 billion. CDBs Accounts: 7.17 million versus the three-analyst average estimate of 6.86 million. Total Accounts: 17.06 million versus 16.92 million estimated by three analysts on average. Total HSA cash: $17.07 billion compared to the $17.67 billion average estimate based on three analysts. HSAs Accounts: 9.89 million compared to the 10.05 million average estimate based on three analysts. Revenue- Service: $119.78 million versus the four-analyst average estimate of $119.18 million. The reported number represents a year-over-year change of +1.3%. Revenue- Custodial: $156.46 million versus $151.45 million estimated by four analysts on average. Compared to the year-ago quarter, this number represents a +28.6% change. Revenue- Interchange: $54.61 million compared to the $49.71 million average estimate based on four analysts. The reported number represents a change of +14.4% year over year. View all Key Company Metrics for HealthEquity here>>>Shares of HealthEquity have returned +12.5% over the past month versus the Zacks S&P 500 composite's +4.6% change. The stock currently has a Zacks Rank #2 (Buy), indicating that it could outperform the broader market in the near term.Zacks' Research Chief Names "Stock Most Likely to Double"Our team of experts has just released the 5 stocks with the greatest probability of gaining +100% or more in the coming months. Of those 5, Director of Research Sheraz Mian highlights the one stock set to climb highest.This top pick is among the most innovative financial firms. With a fast-growing customer base (already 50+ million) and a diverse set of cutting edge solutions, this stock is poised for big gains. Of course, all our elite picks aren’t winners but this one could far surpass earlier Zacks’ Stocks Set to Double like Nano-X Imaging which shot up +129.6% in little more than 9 months.Free: See Our Top Stock And 4 Runners UpWant the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report HealthEquity, Inc. (HQY): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).Zacks Investment ResearchWeiter zum vollständigen Artikel bei Zacks Weiter zum vollständigen Artikel bei Zacks