Palomar (PLMR) Q2 Earnings: How Key Metrics Compare to Wall Street Estimates

Palomar (PLMR) reported $195.01 million in revenue for the quarter ended June 2025, representing a year-over-year increase of 48.8%. EPS of $1.76 for the same period compares to $1.25 a year ago.The reported revenue compares to the Zacks Consensus Estimate of $186.21 million, representing a surprise of +4.72%. The company delivered an EPS surprise of +4.76%, with the consensus EPS estimate being $1.68.While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.Here is how Palomar performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:Loss Ratio: 25.7% compared to the 28.1% average estimate based on six analysts.Combined Ratio: 78.8% compared to the 77.8% average estimate based on five analysts.Expense Ratio: 53.1% versus 49.4% estimated by five analysts on average.Adjusted combined ratio: 73.1% compared to the 74.3% average estimate based on three analysts.Revenues- Net investment income: $13.37 million versus $12.06 million estimated by six analysts on average. Compared to the year-ago quarter, this number represents a +68% change.Revenues- Commission and other income: $1.68 million versus the six-analyst average estimate of $0.81 million. The reported number represents a year-over-year change of +111.7%.Revenues- Net earned premiums: $179.96 million versus $173.63 million estimated by six analysts on average. Compared to the year-ago quarter, this number represents a +47.2% change.View all Key Company Metrics for Palomar here>>>Shares of Palomar have returned -12.2% over the past month versus the Zacks S&P 500 composite's +0.6% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.Zacks Names #1 Semiconductor StockThis under-the-radar company specializes in semiconductor products that titans like NVIDIA don't build. It's uniquely positioned to take advantage of the next growth stage of this market. And it's just beginning to enter the spotlight, which is exactly where you want to be.With strong earnings growth and an expanding customer base, it's positioned to feed the rampant demand for Artificial Intelligence, Machine Learning, and Internet of Things. Global semiconductor manufacturing is projected to explode from $452 billion in 2021 to $971 billion by 2028.See This Stock Now for Free >>Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report Palomar Holdings, Inc. (PLMR): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).Zacks Investment ResearchWeiter zum vollständigen Artikel bei Zacks Weiter zum vollständigen Artikel bei Zacks