ProAssurance (PRA) Q2 Earnings: Taking a Look at Key Metrics Versus Estimates

For the quarter ended June 2025, ProAssurance (PRA) reported revenue of $271.94 million, down 2.4% over the same period last year. EPS came in at $0.52, compared to $0.23 in the year-ago quarter.The reported revenue represents a surprise of +1.96% over the Zacks Consensus Estimate of $266.72 million. With the consensus EPS estimate being $0.19, the EPS surprise was +173.68%.While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.Here is how ProAssurance performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:Net Loss Ratio: 68.8% versus the three-analyst average estimate of 77%.Underwriting Expense Ratio: 34.8% compared to the 33.9% average estimate based on three analysts.Combined Ratio: 103.6% compared to the 110.9% average estimate based on three analysts.Net Loss Ratio - Workers Compensation: 75% compared to the 75.4% average estimate based on two analysts.Net premiums earned: $232.41 million versus $225.22 million estimated by four analysts on average. Compared to the year-ago quarter, this number represents a -3.1% change.Net investment income: $38.93 million versus the four-analyst average estimate of $37.5 million. The reported number represents a year-over-year change of +6.5%.Equity in earnings (loss) of unconsolidated subsidiaries: $4.58 million compared to the $3.07 million average estimate based on four analysts. The reported number represents a change of -47% year over year.Other income(loss): $0.6 million compared to the $2.68 million average estimate based on four analysts. The reported number represents a change of -71.5% year over year.Net Premiums Earned- Specialty Property & Casualty: $179.31 million versus the three-analyst average estimate of $180.34 million. The reported number represents a year-over-year change of -2.8%.Net Premiums Earned- Segregated Portfolio Cell Reinsurance: $11.56 million compared to the $12.1 million average estimate based on three analysts. The reported number represents a change of -14.7% year over year.Net Premiums Earned- Workers Compensation: $41.54 million versus $41.61 million estimated by three analysts on average. Compared to the year-ago quarter, this number represents a -0.5% change.Net investment income- Segregated Portfolio Cell Reinsurance: $0.9 million compared to the $0.91 million average estimate based on two analysts. The reported number represents a change of -8.4% year over year.View all Key Company Metrics for ProAssurance here>>>Shares of ProAssurance have returned +0.6% over the past month versus the Zacks S&P 500 composite's +1% change. The stock currently has a Zacks Rank #5 (Strong Sell), indicating that it could underperform the broader market in the near term.Only $1 to See All Zacks' Buys and SellsWe're not kidding.Several years ago, we shocked our members by offering them 30-day access to all our picks for the total sum of only $1. No obligation to spend another cent. Thousands have taken advantage of this opportunity.Thousands did not - they thought there must be a catch. Yes, we do have a reason. We want you to get acquainted with our portfolio services like Surprise Trader, Stocks Under $10, Technology Innovators, and more, that closed 256 positions with double- and triple-digit gains in 2024 alone.See Stocks Now >>Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report ProAssurance Corporation (PRA): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).Zacks Investment ResearchWeiter zum vollständigen Artikel bei Zacks Weiter zum vollständigen Artikel bei Zacks