Hana Bank rolls out AI pension investment solution service

Hana Bank has launched an artificial intelligence (AI) pension investment and withdrawal management service, becoming the first bank in Korea to offer a comprehensive solution focused on the retirement payouts, the lender said Wednesday. The move coincides with growing concern over how older adults manage pension assets after retirement, as longer life expectancy and market volatility lead to increased risk of funds being depleted too quickly. The newly introduced service is designed for customers holding individual retirement pensions. It uses AI to propose portfolio strategies to secure a stable cash flow throughout the withdrawal period while balancing investment returns and risks. Unlike traditional pension services that emphasize fund increase, the new service focuses on withdrawal services mid-subscription. The service is built on a goal-based investing framework developed in collaboration with Hana Financial Group’s technology subsidiary, Hana TI. The system incorporates product recommendations, advanced asset allocation techniques and shorter rebalancing cycles. It also conducts sWeiter zum vollständigen Artikel bei Korea Times Weiter zum vollständigen Artikel bei Korea Times