Here's What Key Metrics Tell Us About Axos Financial (AX) Q1 Earnings

For the quarter ended September 2025, Axos Financial (AX) reported revenue of $323.39 million, up 0.9% over the same period last year. EPS came in at $2.07, compared to $1.96 in the year-ago quarter.The reported revenue represents a surprise of +0.79% over the Zacks Consensus Estimate of $320.85 million. With the consensus EPS estimate being $1.86, the EPS surprise was +11.29%.While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.Here is how Axos Financial performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:Efficiency ratio: 48.3% compared to the 47.2% average estimate based on two analysts.Net Interest Margin: 4.8% versus 4.8% estimated by two analysts on average.Net annualized charge-offs to average loans: 0.1% versus the two-analyst average estimate of 0.1%.Total Non-Interest Income: $32.34 million compared to the $32.09 million average estimate based on two analysts.Net Interest Income: $291.05 million compared to the $288.73 million average estimate based on two analysts.View all Key Company Metrics for Axos Financial here>>>Shares of Axos Financial have returned -5.7% over the past month versus the Zacks S&P 500 composite's +3.6% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.Zacks' Research Chief Picks Stock Most Likely to "At Least Double"Our experts have revealed their Top 5 recommendations with money-doubling potential – and Director of Research Sheraz Mian believes one is superior to the others. Of course, all our picks aren’t winners but this one could far surpass earlier recommendations like Hims & Hers Health, which shot up +209%.See Our Top Stock to Double (Plus 4 Runners Up) >>Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report AXOS FINANCIAL, INC (AX): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).Zacks Investment ResearchWeiter zum vollständigen Artikel bei Zacks Weiter zum vollständigen Artikel bei Zacks