Lakeland Financial (LKFN) Q3 Earnings: How Key Metrics Compare to Wall Street Estimates

For the quarter ended September 2025, Lakeland Financial (LKFN) reported revenue of $69.03 million, up 12.8% over the same period last year. EPS came in at $1.03, compared to $0.91 in the year-ago quarter.The reported revenue compares to the Zacks Consensus Estimate of $68.3 million, representing a surprise of +1.06%. The company delivered an EPS surprise of +0.98%, with the consensus EPS estimate being $1.02.While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.Here is how Lakeland Financial performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:Net Interest Margin: 3.5% compared to the 3.4% average estimate based on two analysts.Efficiency ratio: 50.7% versus 47.8% estimated by two analysts on average.Net Interest Income (FTE): $57.18 million versus $57.85 million estimated by two analysts on average.Total Noninterest Income: $12.95 million compared to the $11.65 million average estimate based on two analysts.View all Key Company Metrics for Lakeland Financial here>>>Shares of Lakeland Financial have returned -6% over the past month versus the Zacks S&P 500 composite's +2.5% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.Beyond Nvidia: AI's Second Wave Is HereThe AI revolution has already minted millionaires. But the stocks everyone knows about aren't likely to keep delivering the biggest profits. Little-known AI firms tackling the world's biggest problems may be more lucrative in the coming months and years.See "2nd Wave" AI stocks now >>Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report Lakeland Financial Corporation (LKFN): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).Zacks Investment ResearchWeiter zum vollständigen Artikel bei Zacks Weiter zum vollständigen Artikel bei Zacks