Comerica (CMA) Q2 Earnings: Taking a Look at Key Metrics Versus Estimates

For the quarter ended June 2025, Comerica Incorporated (CMA) reported revenue of $849 million, up 3% over the same period last year. EPS came in at $1.42, compared to $1.53 in the year-ago quarter.The reported revenue compares to the Zacks Consensus Estimate of $844.72 million, representing a surprise of +0.51%. The company delivered an EPS surprise of +15.45%, with the consensus EPS estimate being $1.23.While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.Here is how Comerica performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:Efficiency Ratio: 65.8% versus the six-analyst average estimate of 70.1%.Net interest margin: 3.2% versus the six-analyst average estimate of 3.3%.Net charge-offs (recoveries)/Average total loans: 0.2% versus 0.2% estimated by six analysts on average.Average Balance - Total earning assets: $70.34 billion compared to the $70.4 billion average estimate based on five analysts.Total nonperforming assets: $249 million versus the three-analyst average estimate of $306.34 million.Total nonperforming loans: $248 million compared to the $308.51 million average estimate based on two analysts.Net interest income: $575 million compared to the $576.45 million average estimate based on six analysts.Total noninterest income: $274 million versus the six-analyst average estimate of $263.45 million.Service charges on deposit accounts: $47 million versus $46.96 million estimated by four analysts on average.Commercial lending fees: $17 million compared to the $16.82 million average estimate based on four analysts.Fiduciary income: $57 million compared to the $54.69 million average estimate based on three analysts.Letter of credit fees: $10 million versus the three-analyst average estimate of $11.94 million.View all Key Company Metrics for Comerica here>>>Shares of Comerica have returned +11.8% over the past month versus the Zacks S&P 500 composite's +5.4% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.5 Stocks Set to DoubleEach was handpicked by a Zacks expert as the favorite stock to gain +100% or more in the months ahead. They includeStock #1: A Disruptive Force with Notable Growth and ResilienceStock #2: Bullish Signs Signaling to Buy the DipStock #3: One of the Most Compelling Investments in the MarketStock #4: Leader In a Red-Hot Industry Poised for GrowthStock #5: Modern Omni-Channel Platform Coiled to SpringMost of the stocks in this report are flying under Wall Street radar, which provides a great opportunity to get in on the ground floor. While not all picks can be winners, previous recommendations have soared +171%, +209% and +232%.Download Atomic Opportunity: Nuclear Energy's Comeback free today.Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report Comerica Incorporated (CMA): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).Zacks Investment ResearchWeiter zum vollständigen Artikel bei Zacks Weiter zum vollständigen Artikel bei Zacks