Hope Bancorp (HOPE) Reports Q3 Earnings: What Key Metrics Have to Say

Hope Bancorp (HOPE) reported $142.03 million in revenue for the quarter ended September 2025, representing a year-over-year increase of 21.8%. EPS of $0.25 for the same period compares to $0.21 a year ago.The reported revenue compares to the Zacks Consensus Estimate of $139.15 million, representing a surprise of +2.07%. The company delivered an EPS surprise of -3.85%, with the consensus EPS estimate being $0.26.While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.Here is how Hope Bancorp performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:Efficiency Ratio: 68.2% versus the two-analyst average estimate of 66.4%.Net Interest Margin: 2.9% versus the two-analyst average estimate of 2.8%.Net charge-offs to average loans: 0.1% versus 0.2% estimated by two analysts on average.Net Interest Income (before provision): $126.64 million compared to the $123.93 million average estimate based on two analysts.Total noninterest income: $15.39 million compared to the $15.22 million average estimate based on two analysts.Net gains on sales of SBA loans: $2.77 million versus the two-analyst average estimate of $3.28 million.View all Key Company Metrics for Hope Bancorp here>>>Shares of Hope Bancorp have returned -0.3% over the past month versus the Zacks S&P 500 composite's +3.6% change. The stock currently has a Zacks Rank #4 (Sell), indicating that it could underperform the broader market in the near term.Quantum Computing Stocks Set To SoarArtificial intelligence has already reshaped the investment landscape, and its convergence with quantum computing could lead to the most significant wealth-building opportunities of our time.Today, you have a chance to position your portfolio at the forefront of this technological revolution. In our urgent special report, Beyond AI: The Quantum Leap in Computing Power, you'll discover the little-known stocks we believe will win the quantum computing race and deliver massive gains to early investors.Access the Report Free Now >>Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report Hope Bancorp, Inc. (HOPE): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).Zacks Investment ResearchWeiter zum vollständigen Artikel bei Zacks Weiter zum vollständigen Artikel bei Zacks