United Bankshares (UBSI) Q2 Earnings: Taking a Look at Key Metrics Versus Estimates

24.07.25 19:30 Uhr

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For the quarter ended June 2025, United Bankshares (UBSI) reported revenue of $306.79 million, up 19.5% over the same period last year. EPS came in at $0.85, compared to $0.71 in the year-ago quarter.The reported revenue compares to the Zacks Consensus Estimate of $298 million, representing a surprise of +2.95%. The company delivered an EPS surprise of +10.39%, with the consensus EPS estimate being $0.77.While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.Here is how United Bankshares performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:Efficiency Ratio: 48.4% versus the three-analyst average estimate of 50%.Earning assets-Average balance: $28.95 billion versus $29.18 billion estimated by three analysts on average.Net interest margin: 3.8% compared to the 3.7% average estimate based on three analysts.Net Charge-off (% of Average Loans): 0.1% versus the two-analyst average estimate of 0.1%.Income from mortgage banking operations: $2.6 million compared to the $3.28 million average estimate based on three analysts.Total Noninterest Income: $31.46 million compared to the $30.44 million average estimate based on three analysts.Income from bank-owned life insurance: $3.62 million versus $2.94 million estimated by two analysts on average.Other income: $2.1 million versus the two-analyst average estimate of $2.01 million.Fees from deposit services: $9.66 million compared to the $9.79 million average estimate based on two analysts.Other service charges, commissions, and fees: $1.15 million compared to the $1 million average estimate based on two analysts.Bankcard fees and merchant discounts: $2.1 million compared to the $1.89 million average estimate based on two analysts.Net Interest Income (Taxable Equivalent): $275.33 million versus $266.03 million estimated by two analysts on average.View all Key Company Metrics for United Bankshares here>>>Shares of United Bankshares have returned +2.2% over the past month versus the Zacks S&P 500 composite's +5.7% change. The stock currently has a Zacks Rank #2 (Buy), indicating that it could outperform the broader market in the near term.7 Best Stocks for the Next 30 DaysJust released: Experts distill 7 elite stocks from the current list of 220 Zacks Rank #1 Strong Buys. They deem these tickers "Most Likely for Early Price Pops."Since 1988, the full list has beaten the market more than 2X over with an average gain of +23.5% per year. So be sure to give these hand picked 7 your immediate attention. See them now >>Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report United Bankshares, Inc. (UBSI): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).Zacks Investment ResearchWeiter zum vollständigen Artikel bei Zacks

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Analysen zu United Bankshares Inc.

DatumRatingAnalyst
02.07.2015United Bankshares Under PerformBoenning & Scattergood
12.05.2006Update United Bankshares Inc.: BuyJanney Montgomery Scott
27.07.2005Update United Bankshares Inc.: NeutralJanney Montgomery Scott
13.07.2005Update United Bankshares Inc.: HoldAG Edwards
11.07.2005Update United Bankshares Inc.: SellJanney Montgomery Scott
DatumRatingAnalyst
12.05.2006Update United Bankshares Inc.: BuyJanney Montgomery Scott
DatumRatingAnalyst
27.07.2005Update United Bankshares Inc.: NeutralJanney Montgomery Scott
13.07.2005Update United Bankshares Inc.: HoldAG Edwards
DatumRatingAnalyst
02.07.2015United Bankshares Under PerformBoenning & Scattergood
11.07.2005Update United Bankshares Inc.: SellJanney Montgomery Scott

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