Allstate (ALL) Reports Q3 Earnings: What Key Metrics Have to Say

Allstate (ALL) reported $17 billion in revenue for the quarter ended September 2025, representing a year-over-year increase of 3.8%. EPS of $11.17 for the same period compares to $3.91 a year ago.The reported revenue compares to the Zacks Consensus Estimate of $17.35 billion, representing a surprise of -2.02%. The company delivered an EPS surprise of +36.22%, with the consensus EPS estimate being $8.20.While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.Here is how Allstate performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:Property-Liability - Combined Ratio: 80.1% versus the seven-analyst average estimate of 90.3%.Property-Liability - Expense Ratio: 21.8% versus 21.7% estimated by six analysts on average.Property-Liability - Loss Ratio: 58.3% versus 68.4% estimated by six analysts on average.Allstate Protection - Homeowners Insurance - Combined Ratio: 71.5% versus 74.2% estimated by five analysts on average.Property-Liability- Net Premiums Earned: $14.53 billion compared to the $14.76 billion average estimate based on seven analysts. The reported number represents a change of +6.1% year over year.Property-Liability- Net Investment Income: $873 million versus $740.58 million estimated by seven analysts on average. Compared to the year-ago quarter, this number represents a +23.3% change.Corporate and Other- Net Investment Income: $49 million versus the six-analyst average estimate of $36.26 million. The reported number represents a year-over-year change of +96%.Property-Liability- Other Revenue: $518 million compared to the $521.71 million average estimate based on six analysts. The reported number represents a change of -2.5% year over year.Underwriting Income- Property-Liability: $2.89 billion compared to the $1.53 billion average estimate based on six analysts.Protection Services- Net Investment Income: $25 million compared to the $25.26 million average estimate based on five analysts. The reported number represents a change of +4.2% year over year.Protection Services- Net Premiums Earned: $720 million versus the five-analyst average estimate of $693.4 million. The reported number represents a year-over-year change of +6.2%.Revenues- Protection Services: $912 million compared to the $898.63 million average estimate based on five analysts. The reported number represents a change of +9.6% year over year.View all Key Company Metrics for Allstate here>>>Shares of Allstate have returned -7.8% over the past month versus the Zacks S&P 500 composite's +1% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.Zacks Names #1 Semiconductor StockThis under-the-radar company specializes in semiconductor products that titans like NVIDIA don't build. It's uniquely positioned to take advantage of the next growth stage of this market. And it's just beginning to enter the spotlight, which is exactly where you want to be.With strong earnings growth and an expanding customer base, it's positioned to feed the rampant demand for Artificial Intelligence, Machine Learning, and Internet of Things. Global semiconductor manufacturing is projected to explode from $452 billion in 2021 to $971 billion by 2028.See This Stock Now for Free >>Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report The Allstate Corporation (ALL): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).Zacks Investment ResearchWeiter zum vollständigen Artikel bei Zacks Weiter zum vollständigen Artikel bei Zacks