Compared to Estimates, Prudential (PRU) Q3 Earnings: A Look at Key Metrics

Prudential (PRU) reported $16.24 billion in revenue for the quarter ended September 2025, representing a year-over-year decline of 16.6%. EPS of $4.26 for the same period compares to $3.48 a year ago.The reported revenue compares to the Zacks Consensus Estimate of $14.01 billion, representing a surprise of +15.93%. The company delivered an EPS surprise of +16.39%, with the consensus EPS estimate being $3.66.While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.Here is how Prudential performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:Assets Under Management and Administration - PGIM - Retail customers - Third Party: 265.2 billion compared to the 269.86 billion average estimate based on four analysts.Assets Under Management and Administration - PGIM - Affiliated: 549.9 billion versus 547.37 billion estimated by four analysts on average.Assets Under Management and Administration - PGIM - Institutional customers - Third Party: 654.9 billion compared to the 671.35 billion average estimate based on four analysts.Assets Under Management and Administration - PGIM - Total: 1470 billion compared to the 1488.58 billion average estimate based on four analysts.Total Revenues- U.S. Businesses: $10.44 billion versus the four-analyst average estimate of $8.61 billion. The reported number represents a year-over-year change of -25.3%.Total Revenues- International Businesses: $4.6 billion versus the four-analyst average estimate of $4.49 billion. The reported number represents a year-over-year change of +4%.Total Revenues- Adjusted Operating Income (Loss) basis- Net investment income: $4.87 billion versus $4.69 billion estimated by five analysts on average.Total Revenues- Adjusted Operating Income (Loss) basis- Policy charges and fee income: $1.13 billion versus the five-analyst average estimate of $1.15 billion.Total Revenues- Adjusted Operating Income (Loss) basis- Premiums: $8.69 billion versus $6.69 billion estimated by five analysts on average.Total Revenues- PGIM: $1.1 billion versus $1.07 billion estimated by four analysts on average. Compared to the year-ago quarter, this number represents a +7.3% change.Total Revenues- U.S. Businesses- Retirement Strategies- Institutional Retirement Strategies: $5.75 billion versus the four-analyst average estimate of $3.89 billion. The reported number represents a year-over-year change of -39.3%.Total Revenues- U.S. Businesses- Retirement Strategies: $7.18 billion versus $5.36 billion estimated by four analysts on average. Compared to the year-ago quarter, this number represents a -33.4% change.View all Key Company Metrics for Prudential here>>>Shares of Prudential have returned -2.2% over the past month versus the Zacks S&P 500 composite's +3.8% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.#1 Semiconductor Stock to Buy (Not NVDA)The incredible demand for data is fueling the market's next digital gold rush. As data centers continue to be built and constantly upgraded, the companies that provide the hardware for these behemoths will become the NVIDIAs of tomorrow.One under-the-radar chipmaker is uniquely positioned to take advantage of the next growth stage of this market. It specializes in semiconductor products that titans like NVIDIA don't build. It's just beginning to enter the spotlight, which is exactly where you want to be.See This Stock Now for Free >>Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report Prudential Financial, Inc. (PRU): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).Zacks Investment ResearchWeiter zum vollständigen Artikel bei Zacks Weiter zum vollständigen Artikel bei Zacks