Here's What Key Metrics Tell Us About Flushing Financial (FFIC) Q3 Earnings

For the quarter ended September 2025, Flushing Financial (FFIC) reported revenue of $58.57 million, up 12.9% over the same period last year. EPS came in at $0.35, compared to $0.26 in the year-ago quarter.The reported revenue represents a surprise of -0.58% over the Zacks Consensus Estimate of $58.92 million. With the consensus EPS estimate being $0.31, the EPS surprise was +12.9%.While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.Here is how Flushing Financial performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:Efficiency ratio: 71% compared to the 71.9% average estimate based on two analysts.Average Balances - Total interest-earning assets: $8.18 billion versus the two-analyst average estimate of $8.37 billion.Net Interest Margin: 2.6% compared to the 2.6% average estimate based on two analysts.Net Interest Income: $53.83 million compared to the $53.57 million average estimate based on two analysts.Banking services fee income: $2 million versus $1.74 million estimated by two analysts on average.Net gain (loss) on sale of loans: $0.32 million compared to the $0.14 million average estimate based on two analysts.Total Non-Interest Income: $4.75 million versus $5.35 million estimated by two analysts on average.Bank owned life insurance: $2.32 million versus the two-analyst average estimate of $2.2 million.Other income: $0.91 million compared to the $0.73 million average estimate based on two analysts.Federal Home Loan Bank of New York stock dividends: $0.37 million compared to the $0.54 million average estimate based on two analysts.View all Key Company Metrics for Flushing Financial here>>>Shares of Flushing Financial have returned -5.2% over the past month versus the Zacks S&P 500 composite's +3.8% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.#1 Semiconductor Stock to Buy (Not NVDA)The incredible demand for data is fueling the market's next digital gold rush. As data centers continue to be built and constantly upgraded, the companies that provide the hardware for these behemoths will become the NVIDIAs of tomorrow.One under-the-radar chipmaker is uniquely positioned to take advantage of the next growth stage of this market. It specializes in semiconductor products that titans like NVIDIA don't build. It's just beginning to enter the spotlight, which is exactly where you want to be.See This Stock Now for Free >>Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report Flushing Financial Corporation (FFIC): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).Zacks Investment ResearchWeiter zum vollständigen Artikel bei Zacks Weiter zum vollständigen Artikel bei Zacks