Here's What Key Metrics Tell Us About Hancock Whitney (HWC) Q3 Earnings

Hancock Whitney (HWC) reported $385.74 million in revenue for the quarter ended September 2025, representing a year-over-year increase of 4.9%. EPS of $1.49 for the same period compares to $1.33 a year ago.The reported revenue represents a surprise of -0.55% over the Zacks Consensus Estimate of $387.87 million. With the consensus EPS estimate being $1.41, the EPS surprise was +5.67%.While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.Here is how Hancock Whitney performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:Net interest margin (TE): 3.5% versus the four-analyst average estimate of 3.5%.Efficiency Ratio: 54.1% versus the four-analyst average estimate of 56.1%.Total net charge-offs as a percentage of average loans: 0.2% compared to the 0.2% average estimate based on three analysts.Average Balance - Total interest earning assets: $32.21 billion versus the three-analyst average estimate of $32.41 billion.Total nonperforming loans: $113.55 million versus the two-analyst average estimate of $94.44 million.Total nonperforming assets(Total nonaccrual loans + ORE and foreclosed assets): $124.69 million versus $121.03 million estimated by two analysts on average.Total Noninterest Income: $106 million versus $102.89 million estimated by four analysts on average.Net interest income (TE): $282.31 million versus the four-analyst average estimate of $286.53 million.Net Interest Income: $279.74 million compared to the $283.83 million average estimate based on three analysts.Secondary mortgage market operations: $3.48 million versus the two-analyst average estimate of $4.13 million.Bank card and ATM fees: $21.81 million versus the two-analyst average estimate of $22.52 million.Investment and annuity fees and insurance commissions: $14.51 million versus the two-analyst average estimate of $10.87 million.View all Key Company Metrics for Hancock Whitney here>>>Shares of Hancock Whitney have returned -4.1% over the past month versus the Zacks S&P 500 composite's +1.1% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.Zacks Names #1 Semiconductor StockThis under-the-radar company specializes in semiconductor products that titans like NVIDIA don't build. It's uniquely positioned to take advantage of the next growth stage of this market. And it's just beginning to enter the spotlight, which is exactly where you want to be.With strong earnings growth and an expanding customer base, it's positioned to feed the rampant demand for Artificial Intelligence, Machine Learning, and Internet of Things. Global semiconductor manufacturing is projected to explode from $452 billion in 2021 to $971 billion by 2028.See This Stock Now for Free >>Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report Hancock Whitney Corporation (HWC): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).Zacks Investment ResearchWeiter zum vollständigen Artikel bei Zacks Weiter zum vollständigen Artikel bei Zacks