Peoples Bancorp (PEBO) Q3 Earnings: How Key Metrics Compare to Wall Street Estimates

Peoples Bancorp (PEBO) reported $115.18 million in revenue for the quarter ended September 2025, representing a year-over-year increase of 1.3%. EPS of $0.90 for the same period compares to $0.89 a year ago.The reported revenue compares to the Zacks Consensus Estimate of $117.05 million, representing a surprise of -1.6%. The company delivered an EPS surprise of +8.43%, with the consensus EPS estimate being $0.83.While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.Here is how Peoples Bancorp performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:Average Balance - Total earning assets: $8.65 billion versus the three-analyst average estimate of $8.63 billion.Net Interest Margin: 4.2% versus 4.2% estimated by three analysts on average.Efficiency ratio: 57.1% compared to the 60.1% average estimate based on three analysts.Net charge-offs as a percent of average total loans (annualized): 0.4% versus the two-analyst average estimate of 0.4%.Mortgage banking income: $0.25 million versus $0.28 million estimated by three analysts on average.Total Non-interest income: $23.83 million versus the three-analyst average estimate of $27.16 million.Electronic banking income: $6.54 million versus $6.42 million estimated by two analysts on average.Bank owned life insurance income: $1.14 million versus the two-analyst average estimate of $1.1 million.Insurance income: $4.47 million versus the two-analyst average estimate of $4.66 million.Deposit account service charges: $4.27 million compared to the $4.12 million average estimate based on two analysts.Net Interest Income: $91.35 million versus $89.83 million estimated by two analysts on average.Net interest income on a fully tax-equivalent basis: $91.63 million compared to the $89.82 million average estimate based on two analysts.View all Key Company Metrics for Peoples Bancorp here>>>Shares of Peoples Bancorp have returned -5.4% over the past month versus the Zacks S&P 500 composite's +1.2% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.5 Stocks Set to DoubleEach was handpicked by a Zacks expert as the favorite stock to gain +100% or more in the months ahead. They includeStock #1: A Disruptive Force with Notable Growth and ResilienceStock #2: Bullish Signs Signaling to Buy the DipStock #3: One of the Most Compelling Investments in the MarketStock #4: Leader In a Red-Hot Industry Poised for GrowthStock #5: Modern Omni-Channel Platform Coiled to SpringMost of the stocks in this report are flying under Wall Street radar, which provides a great opportunity to get in on the ground floor. While not all picks can be winners, previous recommendations have soared +171%, +209% and +232%.Download Atomic Opportunity: Nuclear Energy's Comeback free today.Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report Peoples Bancorp Inc. (PEBO): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).Zacks Investment ResearchWeiter zum vollständigen Artikel bei Zacks Weiter zum vollständigen Artikel bei Zacks