EQS-News: Consolidated profit (excluding Russia) above 1.4 billion euros

30.01.26 07:29 Uhr

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EQS-News: Raiffeisen Bank International AG / Key word(s): Preliminary Results
Consolidated profit (excluding Russia) above 1.4 billion euros

30.01.2026 / 07:29 CET/CEST
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RBI: Preliminary Results 2025
Consolidated profit (excluding Russia) above 1.4 billion euros
  • Consolidated profit 2025 up 48% to EUR 1,443 million (excluding Russia), with provisions for FX loans in Poland down significantly
  • Main revenues up 3% to EUR 6,186 million, driven by accelerating loan growth (6% for FY/2025)
  • CET1 ratio excluding Russia at 15.5% (Group CET1 ratio at 17.9%)
  • Business reduction in Russia on target - all restrictions to remain in place in 2026 
  • Dividend proposal of EUR 1.60 per share, subject to audited results and to be voted on at the AGM
  • Outlook for 2026 (excluding Russia): main revenues to increase by mid-single digits, loan growth around 7% and CET1 ratio above 15%
 
The following tables refer to RBI excluding Russia and Belarus:
 
Income Statement in EUR million 1-12/2025 1-12/2024 Q4/2025 Q3/2025
Net interest income 4,184 4,155 1,054 1,056
Net fee and commission income 2,002 1,845 529 505
Net trading income and fair value result 1 61 (18) (12)
General administrative expenses (3,456) (3,311) (894) (837)
Operating result 2,964 2,933 736 785
Other result (310) (748) (13) (65)
Governmental measures and compulsory contributions (248) (185) (49) (46)
Impairment losses on financial assets (192) (287) (72) (12)
Profit/loss before tax 2,214 1,712 603 661
Profit/loss after tax 1,693 1,158 478 528
Consolidated profit 1,443 975 416 460
 
Financial statement in EUR million 31/12/2025 31/12/2024
Loans to customers 101,195 95,363
Deposits from customers 117,277 108,205
Total assets 193,191 184,961
Total risk-weighted assets (RWA) 80,932 78,325
 
Bank-specific information 31/12/2025 31/12/2024
NPE Ratio 1.7% 2.1%
NPE Coverage Ratio 44.2% 50.4%
CET1 ratio transitional (incl. profit) 15.5% 15.1%
Total capital ratio transitional (incl. profit) 20.3% 20.4%
 
Key ratios 1-12/2025 1-12/2024 Q4/2025 Q3/2025
Net interest margin (Ø interest-bearing assets) 2.28% 2.33% 2.26% 2.30%
Cost/income ratio 53.1% 52.5% 54.1% 50.9%
Provisioning ratio  (Ø loans to customers) 0.20% 0.27% 0.37% 0.01%
Consolidated return on equity 10.6% 7.3% 12.4% 14.0%
Earnings per share in EUR 4.04 2.64 1.16 1.32

The data contained in this release is based on unaudited figures. The Annual Financial Report 2025 will be published on 2 March 2026.
 

Outlook 2026
The following guidance refers to RBI excluding Russia.
Outlook 2026 RBI excl. RU
Net interest income in EUR around 4.4 bn
Net fee and commission income in EUR around 2.1 bn
Loans to customers (growth) around 7%
General administrative expenses in EUR around 3.6 bn
Cost/income ratio around 52.5%
Provisioning ratio (excluding potential use of overlays) around 35 bps
Consolidated return on equity around 10.5%
CET1 ratio above 15%*
*’P/B Zero’ Russia deconsolidation scenario  

In the medium term, RBI aims to achieve a consolidated return on equity of at least 13% excluding Russia and excluding provisions and legal cost for foreign currency loans in Poland.
 

For further information please contact:
John P. Carlson, CFA
Head of Group Investor & Media Relations
Raiffeisen Bank International AG
Am Stadtpark 9
1030 Vienna, Austria
ir@rbinternational.com
phone +43-1-71 707-2089
www.rbinternational.com
 


30.01.2026 CET/CEST This Corporate News was distributed by EQS Group

View original content: EQS News


Language: English
Company: Raiffeisen Bank International AG
Am Stadtpark 9
A-1030 Vienna
Austria
Phone: +43-1-71707-2089
E-mail: ir@rbinternational.com
Internet: https://www.rbinternational.com/en/raiffeisen.html
ISIN: AT0000606306
WKN: A0D9SU
Listed: Regulated Unofficial Market in Dusseldorf, Frankfurt, Hamburg, Hanover, Munich, Stuttgart, Tradegate BSX; Luxembourg Stock Exchange, SIX, Vienna Stock Exchange (Official Market)
EQS News ID: 2268484

 
End of News EQS News Service

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2268484  30.01.2026 CET/CEST

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Analysen zu Raiffeisen

DatumRatingAnalyst
29.11.2012Raiffeisen Bank International holdSociété Générale Group S.A. (SG)
29.11.2012Raiffeisen Bank International equal-weightMorgan Stanley
29.11.2012Raiffeisen Bank International underperformExane-BNP Paribas SA
07.09.2012Raiffeisen Bank International holdSociété Générale Group S.A. (SG)
06.09.2012Raiffeisen Bank International reduceNomura
DatumRatingAnalyst
30.08.2012Raiffeisen Bank International overweightJ.P. Morgan Cazenove
25.05.2012Raiffeisen Bank International kaufenErste Bank AG
20.04.2012Raiffeisen Bank International kaufenErste Bank AG
30.03.2012Raiffeisen Bank International kaufenErste Bank AG
02.03.2012Raiffeisen Bank International kaufenErste Bank AG
DatumRatingAnalyst
29.11.2012Raiffeisen Bank International holdSociété Générale Group S.A. (SG)
29.11.2012Raiffeisen Bank International equal-weightMorgan Stanley
07.09.2012Raiffeisen Bank International holdSociété Générale Group S.A. (SG)
30.08.2012Raiffeisen Bank International neutralUBS AG
28.08.2012Raiffeisen Bank International neutralGoldman Sachs Group Inc.

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