Prudential (PRU) Q2 Earnings: Taking a Look at Key Metrics Versus Estimates

Prudential (PRU) reported $13.51 billion in revenue for the quarter ended June 2025, representing a year-over-year decline of 2.4%. EPS of $3.58 for the same period compares to $3.39 a year ago.The reported revenue represents a surprise of +0.2% over the Zacks Consensus Estimate of $13.48 billion. With the consensus EPS estimate being $3.21, the EPS surprise was +11.53%.While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.Here is how Prudential performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:Assets Under Management and Administration - PGIM - Retail customers - Third Party: 256.7 billion versus 246.55 billion estimated by four analysts on average.Assets Under Management and Administration - PGIM - Affiliated: 536.4 billion compared to the 527.87 billion average estimate based on four analysts.Assets Under Management and Administration - PGIM - Institutional customers - Third Party: 647.6 billion compared to the 627.09 billion average estimate based on four analysts.Assets Under Management and Administration - PGIM - Total: 1440.7 billion versus the four-analyst average estimate of 1401.82 billion.Total Revenues- U.S. Businesses: $8.01 billion compared to the $7.93 billion average estimate based on four analysts. The reported number represents a change of -4.7% year over year.Total Revenues- International Businesses: $4.4 billion compared to the $4.55 billion average estimate based on four analysts. The reported number represents a change of -2.5% year over year.Adjusted Operating Income (Loss) basis- Net investment income: $4.6 billion versus the six-analyst average estimate of $4.53 billion.Adjusted Operating Income (Loss) basis- Policy charges and fee income: $1.07 billion versus the six-analyst average estimate of $1.08 billion.Adjusted Operating Income (Loss) basis- Premiums: $6.43 billion versus $6.41 billion estimated by six analysts on average.Total Revenues- Corporate and Other: $56 million versus $52.8 million estimated by four analysts on average. Compared to the year-ago quarter, this number represents a -255.6% change.Total Revenues- U.S. Businesses- Retirement Strategies- Individual Retirement Strategies: $1.32 billion versus the four-analyst average estimate of $1.43 billion. The reported number represents a year-over-year change of +6%.Total Revenues- U.S. Businesses- Retirement Strategies- Institutional Retirement Strategies: $3.51 billion compared to the $3.56 billion average estimate based on four analysts. The reported number represents a change of -13.2% year over year.View all Key Company Metrics for Prudential here>>>Shares of Prudential have returned -5.1% over the past month versus the Zacks S&P 500 composite's +3.4% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.#1 Semiconductor Stock to Buy (Not NVDA)The incredible demand for data is fueling the market's next digital gold rush. As data centers continue to be built and constantly upgraded, the companies that provide the hardware for these behemoths will become the NVIDIAs of tomorrow.One under-the-radar chipmaker is uniquely positioned to take advantage of the next growth stage of this market. It specializes in semiconductor products that titans like NVIDIA don't build. It's just beginning to enter the spotlight, which is exactly where you want to be.See This Stock Now for Free >>Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report Prudential Financial, Inc. (PRU): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).Zacks Investment ResearchWeiter zum vollständigen Artikel bei Zacks Weiter zum vollständigen Artikel bei Zacks