BankUnited (BKU) Q4 Earnings: Taking a Look at Key Metrics Versus Estimates

BankUnited, Inc. (BKU) reported $288.2 million in revenue for the quarter ended December 2025, representing a year-over-year increase of 9%. EPS of $0.94 for the same period compares to $0.91 a year ago.The reported revenue represents a surprise of +3.58% over the Zacks Consensus Estimate of $278.25 million. With the consensus EPS estimate being $0.85, the EPS surprise was +10.16%.While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.Here is how BankUnited performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:Net charge-offs to average loans: 0.3% compared to the 0.3% average estimate based on three analysts.Net Interest Margin: 3.1% versus 3% estimated by three analysts on average.Average Interest-Earning Assets: $34.02 billion versus $34.07 billion estimated by three analysts on average.Net interest income before provision for credit losses: $258.21 million compared to the $252.98 million average estimate based on three analysts.Total Non-Interest Income: $29.99 million versus $25.26 million estimated by three analysts on average.Net Interest Income (FTE basis): $261.62 million versus $256.62 million estimated by three analysts on average.Other non-interest income: $10.03 million versus the two-analyst average estimate of $15.69 million.Lease financing: $4.66 million versus $3.98 million estimated by two analysts on average.Deposit service charges and fees: $5.79 million versus the two-analyst average estimate of $5.28 million.View all Key Company Metrics for BankUnited here>>>Shares of BankUnited have returned +2.9% over the past month versus the Zacks S&P 500 composite's -0.4% change. The stock currently has a Zacks Rank #4 (Sell), indicating that it could underperform the broader market in the near term.Zacks' Research Chief Picks Stock Most Likely to "At Least Double"Our experts have revealed their Top 5 recommendations with money-doubling potential – and Director of Research Sheraz Mian believes one is superior to the others. Of course, all our picks aren’t winners but this one could far surpass earlier recommendations like Hims & Hers Health, which shot up +209%.See Our Top Stock to Double (Plus 4 Runners Up) >>Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report BankUnited, Inc. (BKU): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).Zacks Investment ResearchWeiter zum vollständigen Artikel bei Zacks Weiter zum vollständigen Artikel bei Zacks