Compared to Estimates, Prosperity Bancshares (PB) Q3 Earnings: A Look at Key Metrics

For the quarter ended September 2025, Prosperity Bancshares (PB) reported revenue of $314.67 million, up 3.9% over the same period last year. EPS came in at $1.45, compared to $1.34 in the year-ago quarter.The reported revenue represents a surprise of -0.6% over the Zacks Consensus Estimate of $316.58 million. With the consensus EPS estimate being $1.45, the company has not delivered EPS surprise.While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.Here is how Prosperity Bancshares performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:Efficiency Ratio: 44.1% versus 44.8% estimated by five analysts on average.Net Interest Margin (Tax Equivalent Basis): 3.2% versus 3.3% estimated by five analysts on average.Average balance - Total interest-earning assets: $33.54 billion versus the four-analyst average estimate of $33.66 billion.Net charge-offs to average loans: 0.1% compared to the 0.1% average estimate based on four analysts.Total nonperforming assets: $119.56 million compared to the $110.64 million average estimate based on three analysts.Total nonperforming loans: $105.8 million versus the three-analyst average estimate of $102.02 million.Total Noninterest Income: $41.24 million versus $40.41 million estimated by five analysts on average.Net Interest Income: $273.44 million compared to the $275.77 million average estimate based on four analysts.Net Interest Income (Tax Equivalent Basis): $274.24 million versus the three-analyst average estimate of $277.1 million.Mortgage income: $0.93 million compared to the $1.03 million average estimate based on two analysts.Brokerage income: $1.33 million compared to the $1.3 million average estimate based on two analysts.Bank owned life insurance income: $2.11 million compared to the $2 million average estimate based on two analysts.View all Key Company Metrics for Prosperity Bancshares here>>>Shares of Prosperity Bancshares have returned -4.6% over the past month versus the Zacks S&P 500 composite's +3.8% change. The stock currently has a Zacks Rank #4 (Sell), indicating that it could underperform the broader market in the near term.#1 Semiconductor Stock to Buy (Not NVDA)The incredible demand for data is fueling the market's next digital gold rush. As data centers continue to be built and constantly upgraded, the companies that provide the hardware for these behemoths will become the NVIDIAs of tomorrow.One under-the-radar chipmaker is uniquely positioned to take advantage of the next growth stage of this market. It specializes in semiconductor products that titans like NVIDIA don't build. It's just beginning to enter the spotlight, which is exactly where you want to be.See This Stock Now for Free >>Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report Prosperity Bancshares, Inc. (PB): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).Zacks Investment ResearchWeiter zum vollständigen Artikel bei Zacks Weiter zum vollständigen Artikel bei Zacks