BankUnited (BKU) Q3 Earnings: Taking a Look at Key Metrics Versus Estimates

For the quarter ended September 2025, BankUnited, Inc. (BKU) reported revenue of $275.68 million, up 7.3% over the same period last year. EPS came in at $0.95, compared to $0.81 in the year-ago quarter.The reported revenue compares to the Zacks Consensus Estimate of $279.77 million, representing a surprise of -1.46%. The company delivered an EPS surprise of +13.1%, with the consensus EPS estimate being $0.84.While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.Here is how BankUnited performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:Net charge-offs to average loans: 0.3% compared to the 0.3% average estimate based on two analysts.Net Interest Margin: 3% versus the two-analyst average estimate of 3%.Average Interest-Earning Assets: $33.73 billion versus the two-analyst average estimate of $34.03 billion.Deposit service charges and fees: $5.39 million versus $5.25 million estimated by two analysts on average.Net Interest Income (FTE basis): $253.69 million versus $258.38 million estimated by two analysts on average.Other non-interest income: $16.03 million compared to the $15.36 million average estimate based on two analysts.Total Non-Interest Income: $25.57 million versus the two-analyst average estimate of $25.07 million.Lease financing: $4.15 million versus the two-analyst average estimate of $4.47 million.Net interest income before provision for credit losses: $250.11 million versus the two-analyst average estimate of $254.68 million.View all Key Company Metrics for BankUnited here>>>Shares of BankUnited have returned -4% over the past month versus the Zacks S&P 500 composite's +1.1% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.Beyond Nvidia: AI's Second Wave Is HereThe AI revolution has already minted millionaires. But the stocks everyone knows about aren't likely to keep delivering the biggest profits. Little-known AI firms tackling the world's biggest problems may be more lucrative in the coming months and years.See "2nd Wave" AI stocks now >>Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report BankUnited, Inc. (BKU): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).Zacks Investment ResearchWeiter zum vollständigen Artikel bei Zacks Weiter zum vollständigen Artikel bei Zacks