Charles Schwab (SCHW) Q4 Earnings: Taking a Look at Key Metrics Versus Estimates

The Charles Schwab Corporation (SCHW) reported $6.34 billion in revenue for the quarter ended December 2025, representing a year-over-year increase of 18.9%. EPS of $1.39 for the same period compares to $1.01 a year ago.The reported revenue represents a surprise of +0.1% over the Zacks Consensus Estimate of $6.33 billion. With the consensus EPS estimate being $1.36, the EPS surprise was +2.31%.While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.Here is how Charles Schwab performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:Total client assets: $11,903.00 billion versus $11,803.17 billion estimated by seven analysts on average.Net interest margin: 2.9% versus 2.9% estimated by six analysts on average.Clients? Daily Average Trades (DATs): 8.27 million compared to the 7.79 million average estimate based on five analysts.Average Interest Earning Assets: $431.14 billion versus $437.45 billion estimated by five analysts on average.Net Revenues- Net interest revenue: $3.17 billion versus the seven-analyst average estimate of $3.15 billion. The reported number represents a year-over-year change of +25.3%.Net Revenues- Other: $127 million versus the six-analyst average estimate of $159.74 million. The reported number represents a year-over-year change of -27.4%.Net Revenues- Bank deposit account fees: $238 million compared to the $242.78 million average estimate based on six analysts. The reported number represents a change of -1.2% year over year.Net Revenues- Asset management and administration fees: $1.73 billion compared to the $1.7 billion average estimate based on six analysts. The reported number represents a change of +14.8% year over year.Net Revenues- Trading revenue: $1.07 billion versus $1.04 billion estimated by six analysts on average. Compared to the year-ago quarter, this number represents a +22.1% change.Net Revenues- Asset management and administration fees- Schwab money market funds: $465 million versus the three-analyst average estimate of $462.49 million. The reported number represents a year-over-year change of +19.5%.Net Revenues- Asset management and administration fees- Schwab equity and bond funds, exchange-traded funds (ETFs), and collective trust funds (CTFs): $140 million versus $141.85 million estimated by three analysts on average. Compared to the year-ago quarter, this number represents a +12% change.Net Revenues- Asset management and administration fees- Mutual Fund OneSource and other no-transaction-fee funds: $267 million compared to the $269.88 million average estimate based on three analysts. The reported number represents a change of +15.6% year over year.View all Key Company Metrics for Charles Schwab here>>>Shares of Charles Schwab have returned -0.2% over the past month versus the Zacks S&P 500 composite's -0.4% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.Zacks' Research Chief Picks Stock Most Likely to "At Least Double"Our experts have revealed their Top 5 recommendations with money-doubling potential – and Director of Research Sheraz Mian believes one is superior to the others. Of course, all our picks aren’t winners but this one could far surpass earlier recommendations like Hims & Hers Health, which shot up +209%.See Our Top Stock to Double (Plus 4 Runners Up) >>Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report The Charles Schwab Corporation (SCHW): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).Zacks Investment ResearchWeiter zum vollständigen Artikel bei Zacks Weiter zum vollständigen Artikel bei Zacks