Comerica (CMA) Q4 Earnings: How Key Metrics Compare to Wall Street Estimates

For the quarter ended December 2025, Comerica Incorporated (CMA) reported revenue of $850 million, up 0.7% over the same period last year. EPS came in at $1.46, compared to $1.20 in the year-ago quarter.The reported revenue compares to the Zacks Consensus Estimate of $850.07 million, representing a surprise of -0.01%. The company has not delivered EPS surprise, with the consensus EPS estimate being $1.28.While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.Here is how Comerica performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:Efficiency Ratio: 72.3% compared to the 71% average estimate based on four analysts.Net interest margin: 3.1% versus the four-analyst average estimate of 3.1%.Net charge-offs (recoveries)/Average total loans: 0% compared to the 0.2% average estimate based on four analysts.Average Balance - Total earning assets: $72.4 billion versus the three-analyst average estimate of $72.11 billion.Total nonperforming assets: $251 million versus the two-analyst average estimate of $253.53 million.Total noninterest income: $273 million compared to the $273.78 million average estimate based on four analysts.Net interest income: $577 million versus $577.24 million estimated by four analysts on average.Service charges on deposit accounts: $48 million versus $47.15 million estimated by three analysts on average.Fiduciary income: $55 million versus $55.08 million estimated by three analysts on average.Commercial lending fees: $16 million compared to the $17.45 million average estimate based on three analysts.Bank-owned life insurance: $11 million compared to the $9.05 million average estimate based on two analysts.Capital markets income: $36 million versus the two-analyst average estimate of $45.26 million.View all Key Company Metrics for Comerica here>>>Shares of Comerica have returned +3.2% over the past month versus the Zacks S&P 500 composite's +1.6% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.5 Stocks Set to DoubleEach was handpicked by a Zacks expert as the #1 favorite stock to gain +100% or more in the coming year. While not all picks can be winners, previous recommendations have soared +112%, +171%, +209% and +232%.Most of the stocks in this report are flying under Wall Street radar, which provides a great opportunity to get in on the ground floor.Today, See These 5 Potential Home Runs >>Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report Comerica Incorporated (CMA): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).Zacks Investment ResearchWeiter zum vollständigen Artikel bei Zacks Weiter zum vollständigen Artikel bei Zacks